Click Cash Formula – Scam or Not

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30 Day Success Formula Review: Two-tier cash gifting mail fraud

The 30 Day Success Formula provides no information about who owns or runs the business.

The 30 Day Success Formula website domain (“”) was privately registered on May 20th, 2020.

Despite the age of the domain, 30 Day Success Formula itself only recently relaunched.

Looking at archived copies of the 30 Day Success Formula website, it seems the company has adjusted entry costs over the past two years.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

30 Day Success Formula Products

30 Day Success Formula has no retailable products or services, at least not within its MLM opportunity.

30 Day Success Formula affiliates send money to each other through the mail.

As these payments are made, 30 Day Success Formula affiliates receive access to various marketing courses.

No information about who authored the courses is provided.

Outside of the business opportunity, 30 Day Success Formula’s admin sells access to its course for $697.

The company also markets “done for you business packages”. The packages start at $4997 and go up to $24,997.

The 30 Day Success Formula Compensation Plan

New 30 Day Success Formula affiliates gift funds to existing affiliates.

These gifting payments in turn qualify the affiliate to receive funds from subsequently recruited affiliates.

30 Day Success Formula track gifting payments down two levels of recruitment. That is the affiliate who recruits a new affiliate get paid (first level), as well as the affiliate who recruited them (second level).

There are six tiers within 30 Day Success Formula’s gifting scheme:

  • level 1 – gift $89 and receive $30 on level 1 (personally recruited affiliates) and $20 on level 2
  • level 2 – gift $250 and receive $100 on level 1 and $50 on level 2
  • level 3 – gift $1000 and receive $400 on level 1 and $200 on level 2
  • level 4 – gift $2500 and receive $1000 on level 1 and $400 on level 2
  • level 5 – gift $5000 and receive $2000 on level 1 and $500 on level 2
  • level 6 – gift $12,500 and receive $6000 on level 1 and $1500 on level 2

Note that 30 Day Success Formula Affiliates can only earn as much as the tier they’ve gifted into.

E.g. If a level 4 affiliate recruits someone who gifts in at level 5, they receive their $1000 level 4 gifting payment ($2500).

The $2500 difference is paid upline to the first qualified level 5 affiliate.

Higher gifting tiers grandfather 30 Day Success Formula affiliates into lower tiers (i.e. gift $12,500 at level 6 and you’re qualified to earn on all lower tiers).

Joining 30 Day Success Formula

30 Day Success Formula affiliate membership is tied to an $89 to $12,500 gifting payment.

The more an affiliate gifts the higher their income potential via the 30 Day Success Formula compensation plan.


Your first (and most important) red flag with 30 Day Success Formula is affiliates sending each other money.

This is cash gifting and it’s pretty much illegal all over the world.

Demonstrating that the scammer(s) behind 30 Day Cash Success Formula knows what they’re doing, they address this red flag in their FAQ;

This program is NOT MLM, network marketing or cash gifting.

Make no mistake, affiliates sending each other money in MLM is cash gifting.

It doesn’t matter what’s bundled with payments (some marketing course in this instance), the business model is still illegal.

New 30 Day Success Formula affiliates receive an “order” form”, on which are three addresses they’re supposed to send cash payments to.

You can see from the example order form above, that there’s an admin payment in “box #1”. Box #2 is the recruiting affiliate and Box #3 is the second level upline.

Once payment is cleared (presumably those in the boxes acknowledge receipt in the 30 Day Success Formula backoffice), the new affiliate gets order forms of their own to send out.

Their details will be in Box #1 and whoever recruited them (serial scammers Aaron and Shara Andrews in this instance), will be in Box #2.

Note the provided admin address is that of a UPS Store, which 30 Day Success Formula recommends affiliates use;

Do I need a P.O. Box to get started?

No, we do not recommend a P.O. Box.

We only recommend that you use your home address or a mailbox that offers a real street address, such as a UPS Store mailbox.

Pretending it’s not a gifting scam isn’t the only deception 30 Day Success Formula engages in.

For some reason, they want you to believe they’re the only company in the US that’s partnered with MasterCard.

We are the only company in the Nation to partner with MasterCard and offer a prepaid credit card made out of real metal.

Readers are welcome to call up MasterCard and ask if they’ve ever heard of 30 Day Success Formula.

Another point of deception are the testimonials on the 30 Day Success Formula website – in particular, that of “John Greene”.

Greene, whose actual name is John Green, is a US based author and fairly well-known YouTuber.

Not withstanding the 30 Day Success Formula website domain wasn’t registered until May 2020, I couldn’t find anything directly linking Green to 30 Day Success Formula.

He seems like a pretty busy guy with a lot to lose reputation wise, so I’m having a hard time believing Green is low-key promoting scams like 30 Day Success Formula.

Finally and although it’s outside of the offered MLM opportunity, 30 Day Success Formula is also potentially engaged in securities fraud.

The companies “done for you” businesses are advertised for a fixed investment with stated monthly returns:

30 Day Success Formula isn’t registered with the SEC, so any securities offering is unregistered and therefore illegal.

Note that how the security is set up doesn’t matter, 30 Day Success Formula are marketing a passive monthly return on an investment – that’s a security and requires SEC registration.

Oh and obviously if these businesses were legit, the 30 Day Success Formula admin would just run them themselves. Fast way to lose a quarter hundred grand though.

As with all MLM gifting schemes, 30 Day Success Formula’s business model requires constant recruitment of new affiliates participants.

As soon as recruitment slows down, so do gifting payments within the scheme.

This eventually prompts a collapse, which will result in the majority of 30 Day Success System affiliates losing money.

Related Posts:
  1. GBD Gift Review: $12 seven-tier cash gifting scheme – Sep 28th, 2020
73 Comments on “30 Day Success Formula Review: Two-tier cash gifting mail fraud”

Tom Yater aka The Furry Hat Guy is another serial scammer involved in this.

He does a daily package opening party on facebook with his girlfriend Ania. They open priority mail & Fedex packages & count there cash. He claims to have made 6 figures in 6 weeks.

The sheeples are flocking to him looking to make a quick buck.

mij: He claims to have made 6 figures in 6 weeks.

I guess Yatar reinventing himself as a crypto scam lord din’t work out then…

The All-Star cast is there … Justin Verrengia, Alex Zubarev, Aaron Rashkin, Alfredo Delgado, Mack Mills, Mack Zidan, or whatever his real name is.

Tom Yatar , aka Tom The Furry Hat Guy, bought a new car with other people’s cash.

What’s even worse is some of these above mentioned “leaders” are encouraging people to take out business loans of up to $35,000 so they can get all in.

Sadly, all that’s “required” is a 630 credit score and $2500 monthly income.

To borrow up to $35,000.

The company is .

Should be interesting to see who’s running that.

An interesting take, Oz, to point out the Securities violations, too.

Maybe mail fraud, too.

For many on this list, it’s already their 3rd or 4th “business” of 2020.

UPDATE: 30-Day Success Formula is bringing electronic payment options over the next 3 weeks (hint hint so they can expand outside the United States).

Plus, a Level 7 is coming so everyone can pay at a $20,000 level.

More opportunity for financing back end money for Tom and his team.

Gifting is gifting, whether it’s electronically processed or old school sending money in the mail.

From a legal standpoint, my understanding is: Cash gifting is when you give someone any amount of money without an exchange of goods or services. So HOW, exactly, would this opportunity fall within those parameters if purchasers ARE receiving a product, a physical product in the mail?

It’s like the old programs that charged XYZ for ‘advertising’ – a service rendered, that were later shut down for being illegal schemes BECAUSE the company wasn’t really selling or fulfilling advertising.

PLENTY of red flags on this one – but what’s the difference that makes the difference really if a product or service is honestly being fulfilled?

So glad to see truth reviews for this one are finally coming in.

What pisses me off the most is the “30 day success scam” is nearly identical to Big Profit System from a few years ago. That was when I had rosecolored glasses and I haven’t been screwed by these “leaders” before.

I joined it, and over the next few months essentially lost $4000 to it, to the scammer sponsor and to the fraudulent organization. Over time I thought about it and I’m GLAD to be one of the “failures” of becoming a criminal fraudsters.

I don’t want to make a living extracting money from poor people in need. If I actually had someone who wanted to join me with it, I think I wouldn’t have been able to go through with it.

So that is why these particular schemes strike a chord with me. I wish there were a way to open folks eyes to stop giving these schemes and these same fraudsters their money.

Thanks Oz for making this, getting the word out is the best way to save people from going through what I did.

Cash gifting is when you give someone any amount of money without an exchange of goods or services.

False. Cash gifting is when you pay an existing participant, and that payment qualifies you to receive payments from subsequently recruited participants.

What you attach to the gifting business model is irrelevant. Same way you can’t legitimize a pyramid scheme by bundling crap with recruitment commissions.

Oz-Rob Fore posted your behind mlm article on his facebook page.

I am seeing more and more people I know starting to get pretty deep into this thing and I’ve been ‘tempted’ to test it out (or… rather…blow it out and blow it up!) because OBVIOUSLY the offer is resonating and converting if you’ve been watching any of the OPEN ENVELOPE PARTIES online.

But three things have bothered me from the beginning.

1) CASH only (big red flag, to me)

2) No 1099s are sent out (no income tracking? really? no legal affiliate agreement with no real company?!)

3) No way to buy retail product from distributor without becoming a distributor and, if you could, again… cash only?

Please report all the people named in the comments in story and report to attorney general in North Carolina and Texas which is the strongest states to lock those people up.

Get their names and addresses from their PDFs instructions and post in comments here so we can all file complaints also.

From Tom & Ania’s Abundant Lifestyle Facebook Group:

Just bought a new car with cash. Thank you God for giving us internet marketing and allowing us to have so much freedom.

On the road to success

(Picture of a new Kia).

And one post below is a new member of his team wondering how she will make money between now and the end of May because the “company” has announced no more letters are going out.

His response? “Not bad news. We will teach you how to market this (offline) program online.”

In other words, let’s just pretend this is an offline program and we’ll share it with our online friends.

This guy knows no bounds.

Texas residents should report Rhonda Roscovius and Frank Calabro Jr. to the Attorney General in Texas, as they both reside there.

Frank Calabro Jr could also be reported to the North Carolina Secretary of State Securities Division by anyone residing in that state.

Marybeth Angiolleli is still in Poland, Ohio as far as I know. I have no idea if Ohio gives a damn that they provide refuge for one of the worst cash gifting referral whores in the USA or not.

Online or offline, gifting is gifting.

I screwed up and joined this program. They are full of bs just like you describe on this site.

They do not give refunds. I won’t be making this kind of mistake again.

I will stick with my ebay and retail sales. Most everything else out there is garbage.

Who’s your sponsor, Phil? At least he could give back his portion.

Contact the local Postmaster in Racine, WI; Lake Worth, FL; Whitehall, PA; and in every city where the pimps of this Ponzi live.

Also file an online complaint with the United States Postal Inspector General’s office.

Dewey Diligence:
Who’s your sponsor, Phil?At least he could give back his portion.

No, he won’t give a refund. No individual would ever give a refund on this especially when the company is saying that they will give refunds.

I’m confused, if we all know these guys are frauds taking money from people from one program to the next, why are they still able to do it?

why are they still able to do it?

A combination of a never-ending parade of gullible saps and existing Stockholm syndrome victims that follow them from one scam to another.

In other words, the reason they are able to do it is cause they manage to consistently find stupid people that buy into their bullshit..

Calabro is in this too. I called north carilina, united states secretary of state to find out about the earlier investigation they had on him and me losing money in USI Tech.

They told me that he was arrested a few months ago by secretary of state special agents and has been indicted on security fraud for USI-tech scam. He is awaiting trial BUT if you haven’t called them, you will not be named as a victim in the case.

So tell everyone you know who got scammed by Frank Calabro to call the nc secretary of state. ask for Sunni. (numbers removed)

All of these guys mentioned in this thread are all about themselves. They are on to the next deal as soon as another one starts.

Just look at their track records. Many of them have their own private Facebook groups where they gather their sheep for the next slaughter.

In these Facebook groups, they’re pitching multiple offers encouraging bonuses their followers to join them all. And if you don’t have enough cash, apply for business loans up to $35,000 so you can.

Another reason they can keep on doing this —- victims not reporting when they have been scammed.

Everyone see my post two above! If pulled in by calabro, need to report as described above…..otherwise, they continue to get rich off of other peoples money,


Dewey is right. They are getting ready to move to onto a new ICO starting in 30 days.

Michael Mansell is another scammer in 30 day success formula and on his FB page he announced some of the scammers onboard with the new ICO scam.

Jason Stone, Michael Mansell, Justin Verrengia, Vitaliy Dubinin, Ankur Agarwal, Brad Heck, Jason Bto, Peter Humphreys, Roberto Hector, Gary Simpson, Cian Dafe, Daven Michaels, Héctor Rodríguez Curbelo, Rasham Sharma, Kelvin Carwell, Ankiit Nallwa, John Halpin, Jennifer Zukowski, Brandon Kelly.

They told me that he was arrested a few months ago by secretary of state special agents and has been indicted on security fraud

Do we have any evidence of an indictment? I removed the phone numbers until we have confirmation.

The 30-Day Cash Gifting Success Formula promises a 90-day money back guarantee.

Ha! Good luck getting anyone like Justin Verrengia to send back your $6,000 for getting all-in with him if you’re not happy.

Or, better yet, when this implodes within 90 days.

Here’s the email he sent out to his list today:

Yup, it’s been a pretty wild past 3 weeks…

Since I started sharing this Secret Letter.

How much money have I made thus far?

Enough to have no desire to share that figure publicly.

Let’s just say this offer converts unlike anything I’ve ever experienced before.

The best part is the fact my team is duplicating and getting results like CRAZY….

And we’re just getting warmed up!

If you know me then you already know how much I love helping others succeed and get results.

This offer will work for anybody, offline or online, it doesn’t matter.

The only caveat is that you must live in the USA.

Did I mention it works so well there is a 90 day money back guarantee in place?

(Picture of about 30 $100 bills plus a bunch of FedEx envelopes is at the bottom of the email).

If you’re interested in checking out my ‘Secret Letter’ I’m using to net these life changing results…

Click here to check it out!

P.S. My results are not typical, individual results vary.

Chris Campbell
North Carolina
top of the heap at pizzaboyprofits…

Chris Campbell is finishing up building a mansion for himself with all of that pizza money. He had an epic fail of a launch of a deal last year. He probaly needs lots and lots of suckers, I mean team members, in order to pay for his new house.

All of these guys have posted pics of themselves with other people’s cash.

Total mail fraud.

Alex Zubarev, Aaron Rashkin, Mack Mills, Tom Yatar, Justin Verrengia, Robert Mercado,

There are more. List their names below. Get into their free facebook groups a d copy their pictures.

Turn in these crooks.

Just do the math…

The company claims that they automatically mail out 200 letters on your behalf on their dime, and they recoup their money for the advertising when your cash payments start rolling in.

They say mailings are bringing in between 3% and 8% returns. Total BS if you just do the math.

Let’s say 1 person, just 1 person joins … amounts of payments or level joined doesn’t matter. We’re simply looking at the number of letters being mailed here:

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Look what happens if you just do a 3% return:

200 letters go out. You get 6 first line payments. 6 people signed up.

So now, according to the company, 200 letters are mailed out for each of those 6.

1200 letters. 3% of that is 36. 36 more people joined.

Company mails out 200 letters for each of them. That’s 7200 letters.

3% of that is 216 new members

216 x 200 letters = 43,200 letters

3% of that is 1296 new members

1296 x 200 letters = 239,200 letters

3% of that is 7176 new members

7176 x 200 letters =1,435,200 letters

That’s just 1 person joining. Imagine that there are literally hundreds if not thousands of people that have joined this already.

According to the company, this is what will happen, based on their statement that they AUTOMATICALLY mail 200 letters for each and every new member.

They would be literally mailing BILLIONS OF LETTERS a day if this was real. This is clearly FAKE!

RUN, RUN, RUN from this nonsense!

UPDATE: Tom and Ania with an update.

Basically, “Why we haven’t been making videos.”

For anyone who’s been around the block even a little, this is the classic “damage control” video. Things are already going wrong. Tom and Ania have been hiding.

She’s even dumb enough to admit the 1st round of “letters” were non-compliant.

And that people paying for their 200 letters to go out won’t be getting them sent anytime soon.

But, hey, go ahead and join now!

By the way, great math above, Mike.

I still can’t believe people are falling for this scam of scams. This thing will totally implode by the end of the month.

Then the real fun begins.

Alex Zubarev
Tom Yatar
Alfredo Delgado
Justin Verrengia
Aaron Rashkin
Mack Zidan
Robert mercado
Chris Campbell

offer to send cash back to all their “customers”.

Grab your popcorn.

Yeah nah, social media promoters don’t just go on unannounced week long vacations.

It’s very odd that Tom Yatar & Ania are the only people who know about the changes taking place in 30 Day Success Formula.

Tom said he got an email from them but apparently they have not notified everyone

This is so sad … this Tom furry guy has been ripping people off for what like over 10 years now??

All he cares about is himself – i know multiple people who’ve gotten hurt by his actions and he has no regard … what needs to be done to stop him?

From what I can tell, the only way to really stop the cycle of these mail fraud scams are to keep getting the word out and prevent people from believing it in the first place.

Sadly there will always be gullible suckers. Emotions win out over intellect, combined with laziness.

In my experience from being screwed by a similar scheme a few years ago all the same big names are promoting this and it’s basically the same thing.

As long as there’s a fresh sea of gullible sheep, the fraudsters will lead them to slaughter.

Perhaps the FTC or mail services can implement some sort of cash gifting screening such as if a flyer and cash appear in the xray, put the package on hold for inspection.

Mike, a minor correction to your numbers. When I multiplied 1296 x 200 I got 259,200 not 239,200 which makes the numbers even more outrageous.

The truth is that they will be lucky to get a 1% response rate.

The reason being the names list they are using are lists of former suckers who lost money and won’t respond this time around.

This update from 30 Day Success Formula is circulating on FB. Only a few select people have received the email


30 Day Success Formula

I am happy to inform you the new sales letter is finally here! Take a look by visiting this link:


1. All PDF request made May 6th and onward will be fulfilled using the new sales letter.

2. EVERYONE must immediately stop sending / emailing / mailing / using the old sales letter. The old setup is not BBB accredited. We are still working with the BBB to get accreditation BASED ON THE NEW PRODUCTS AND SERVICES THAT HAVE BEEN ADDED. If you have some letters printed you can send them out this week of May 6th, 2020 only. Do not distribute them after May 10, 2020.

3. Seeing that everyone must use the new sales letter ONLY, send an email to (removed) to request your new sales letter. We will receive a very high volume so allow up to 72 hours.


There is a reason we need you to do this so please do not send the request without this info or it will not be processed.

Address update: The address in Box #1 will no longer be 2310 S. Green Bay Road in Racine. It will be:

6508 S 27TH STREET
SUITE 9-166

4. NO MEMBER can post any new videos showing cash being received in the mail. You are more than welcome to make new videos regarding the products and income potential but do NOT show any more cash payments.

You do not have to remove the current videos, but do not make any new ones showing envelopes with cash being opened.

If any members post a new video showing that you are receiving cash after Sunday, May 5th you will be removed from the program and you will not receive a refund.

5. We are still a cash program until other forms of payment have been finalized. You will receive an update regarding this as soon as we have more information.

6. ADVERTISING: We will now resume with printing the sales letters. We will resume mailing in about 2 weeks and will start with those that had mailings scheduled for April 5th and April 19th.

Thank you for being a member of 30 Day Success. We wish you much success during the second quarter of 2020 and beyond!

Cash App Review: Easy Money From Your Smartphone Or A Scam?

Welcome To My Cash App Review!

Is Cash App a Scam? It’s a question that you and many other people are thinking when these mobile apps promise that you could earn easy money with your smartphone.

Recently, I downloaded a cash app into my Android phone. I know many profitable ways to earn money on the Internet and I was wondering if this would be one of them. Today I am going to share the results with you.

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Cash App Review – Quick Summary

Name: Cash App

Type: Make Money with a Smartphone

Earning Potential: Way Lower Than with Other Methods

Overall Rank: 20 Out of 100

Summary: Cash App is a legitimate way to make money from home. However, based on my vast experienced you could earn anything between 10-1,000 more with my #1 recommendation. That’s why I don’t recommend Cash App and I would like to help you to earn more money from home

Is Cash App Recommended? No. Click the link below to see a better alternative.

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How to Make Money with Your Smartphone? – My Cash App Video Review

Before you dive into the article I want to give you an opportunity to watch the video that I recorded related on making money on your smartphone.

In this video, I show how you can make money with Cash App and discuss whether it’s really worth it or not.

In the end of the video, I also explain a simple 4-step process that I use to make a living online that you can use as well. I believe you will enjoy and find this helpful.

What Is Cash App? – A Mobile Application to Make Money

I downloaded an Androind application called Cash App. It was quite popular with more than 1 million downloads.

I have also tried many similar apps before that. Then I downloaded a few others and realized that they all work more or less with same principles:

  1. Download the app and create an account. (Takes usually only around 10-30 seconds.)
  2. Accomplish tasks and offers. (They are usually quite small like answer a survey, download another app, like us on Facebook, follow us on Twitter, etc.)
  3. Cash out your money. (When you have reached the minimum amount, you can take money to your bank or PayPal-account. Minimum payout varies usually between $1-10.)

Sounds simple and easy?

It is easy! And it is simple. But there are a few strong reasons why it’s not worth it.

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Make Money with Cash App – Easy But Not Worth

This is how cash apps advertise their services.

So, there are many ways for you to make money with this kind of Cash Apps. Let’s analyze a few of them.

1.Like us on Facebook, Twitter, Pinterest, etc.

Usually, an application has a Facebook page and they want more followers. How to get them easily? By rewarding members for liking them. Then your friends will see that you have liked the app and some people get interested.

This is very cheap marketing for app creators. They need to pay members usually something like $0,01-0,20 per like. Even though they would pay you $0,20 you can accomplish this task only once.

2.Download another app

Let’s say somebody created an Android application and is wondering how to get people downloading and using his app. Why wouldn’t he pay a few dollars that people start using it?

He contacts the founders of Cash App and says that can you add an offer, “Download xx app and earn $0,05.” Everybody wins at least in theory. Sometimes the offer may be,”Download xx game, reach level 10 and earn $1.”

Notice that there are sometimes tasks that you need to play a game until you reach a certain level. But imagine how slowly you would be earning.

First, you download a game and register. Then you spend many hours trying to reach the level 10. Once you eventually reach that level you notice that a lot of time has gone by.

3.Watch videos

They have movie trailers and many kinds of ads. Usually, you need to watch the ad at least for 30 seconds and the reward can be very small, for example, $0,01 = 1 cent.

4.Invite friends

This option has always the most potential in this kind of apps. You can’t usually earn more than $1-2 per hour by accomplishing their tasks. But when you invite friends, you can earn commissions for their earnings. Some apps also reward already when your friend signs up.

However, I don’t recommend this strategy. If the app is not worth it for you, why would you recommend it to your friend?

If you don’t want to waste your time anymore just earning little money, I recommend taking a look at my #1 recommendation below.

It took me from a complete newbie to earning a full-time income from the comfort of my own home. If you have followed me on social media, you have probably seen that nowadays I am traveling around the world because of this program.

Cash App Payments – Reach the Limit, Cash Out and Pray!

Once You Have reached the minimum payment amount, you have an opportunity to take your money out. Minimum payout in the Cash App that I downloaded was $1,80 which was relatively small. Still, you need to accomplish lots of tasks to reach that level.

You can take the money in cash with most of these applications but some of them require you to use them for gift cards, for example to Amazon.

In my opinion, the easiest way is just to take the money to PayPal.

However, sometimes you need to cross your fingers if they will pay for you or not. I have seen many complaints of people using these “earn easy money” -services. First, they use endless hours to reach the $5 payout level but then they don’t even pay you.

Once you contact the support, nobody answers. Of course, there are also better experiences and sometimes everything works just fine. But work hours for earning $5? Please, don’t bother.

When I say that you could earn easy money what do you think? Many people run to me and ask how to do it.

These mobile apps promise you easy money so people get interested. But I have heard tens of first-hand experiences about earning easy money online. Half of them were scams and half of them were paying so little that it wasn’t worth it.

Were there any “easy money” opportunities that could pay a lot? Partially, yes.

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In order to create a full-time income online, you need to work. There’s no other way around. But when you have reached a certain level you may stop working at least partially. The famous 4-hour work week by Tim Ferris has inspired thousands of online entrepreneurs all around the work.

Think about these 5 regular guys who earn +$10,000/month online. I know some of them personally and they could literally run their business on “autopilot”. It means that they wouldn’t need to work anymore if they don’t want.

That’s easy money. But remember that first, they needed to do the work. When Russell Brunson was still in a University he was already earning more than his teachers online. You could imagine that other students would have been highly interested how is he doing it.

But one of the students just stated, “But Russell needed to work for it.” Yes, right. He needed to work for it but now he has a freedom to do whatever he wants with his time without worrying about income.

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Many people do it another way around. They party first and then go to a job they don’t like. Which route do you prefer?

What Kind of People Use Cash Apps?

I don’t want to be rude here but I want to be honest with you. As we saw above, Cash Apps don’t pay enough. The earning potential is ridiculously small. That brings us to a question what kind of people are using Cahs Apps?

Let me name a few groups:

  • People who haven’t yet realized that Cash Apps don’t pay enough.
  • People who don’t have a clear direction in life.
  • People who don’t value their time (=life).
  • Young kids who got a mobile app and their parents don’t advise enough how to use it wisely.

I know that my list is a bit radical. Anyway, it’s quite truthful. What do you think?

I have also caught myself numerous times during my life doing the things that I know that I shouldn’t do. But then I remind myself, “Roope, you have only one life. So, don’t waste it.”

If you are one of those who are fine with earning little money, you can stop reading here. But for you that want to make a full-time income from home, I show something that will change your life.

Conclusion – Is Cash App a Scam?

Many of them are not scams. You can make some pocket money by playing these apps but as we saw, they will never make you a living. If you can earn $1-2 per hour, you can be more than happy.

If you are interested in how I make money online (and how you could do as well!) I recommend taking a look at Wealthy Affiliate step-by-step training.

I learned the process of earning good money online through that training. I had some struggles along the way but now there is no turning back. I have quit my 9 to 5 job and concentrate full-time on building my online business.

Wealthy Affiliate training is completely free for the first 20 lessons. During those lessons, you will learn many valuable skills and be amazed how simple the process of making money online really is. You will also get 2 high-quality websites as a gift for joining.

Afterward, you can upgrade to a premium membership so you will get full access to all useful features of Wealthy Affiliate. But take your time. Go through the lessons and enjoy learning.

I will send you a personal welcome message right away when you join Wealthy Affiliate. Then I will guide you hand by hand all the way to your success.

You can always ask me anything you need. I am excited to seeing you succeeding online.

Have you ever used Cash Apps? What is your opinion about them? Are they worth your time or not?

Let me know in the comments below!

If you have any questions, just leave a comment below and I will be more than happy to help you out.

Bitcoin Formula Review, Cloned Bitcoin Formula SCAM is a Fake App!

If you are reading this Bitcoin Formula Review, then you are surely searching the internet for information or facts in regards to the newly-launched Bitcoin Formula Scam trading app and software. Here’s a little factoid, this is not a trading robot or some fake automated signals system. This is just a sales page with a registration form which has been totally ripped off and plagiarized from another scam named the Bitcoin Trader. Now, before we continue with our review, we need to clarify a few details. Firstly, we are not associated or affiliated in any way with the Bitcoin Formula SCAM, so there is no conflict of interest. Secondly, the crooks orchestrating this sloppy scam were able to get listed in an various filthy affiliate networks such as Offer Vault and Biz Profits, so this scam will surely go viral soon as it will get picked up and promoted by affiliate marketers and fake review sites. Additionally, when we tried signing up we were assigned a broker, but as our evidence will show, we were never advised about which broker was assigned to us and received some type of error message pasted on a page that would not fully load. From this fact we deduce that this is a twofold blow for the advertisers. Initially for lacking originality, and then for being tech amateurs and not properly integrating with brokers.

So why should you be concerned about this new system? In reality our Bitcoin Formula Review and investigation was prompted by serious complaints, and people don’t complain without reason. Our submit a scam section on the site received recurring grievances about the Bitcoin Formula software and as we started to connect the dots, it became quite evident that we are dealing with a confirmed financial scam. As a result of this, and due to the extremely deceitful and misleading nature of this fake system, our staff of researchers had no choice but to warn our members and BLACKLIST this bogus software. Keep reading out detailed Bitcoin Formula Review to see the evidence we were able to produce and how we were able to expose the con artists behind it.

Official Website, Login Page, and Members Area: This Site is Spoofed and Keeps Changing

Proof of SCAM
Here we see a screenshot taken of the original Bitcoin Trader software, and right next to it you will see the Bitcoin Formula sales page. It’s very clear to see that it is a total clone and replica wrapped up to sell you lies and get you signed up for something which is totally obscure and hyped up.

As we move forward you can see the same trend continuing, as the text which says “Join Us and Start Getting Rich” as well as “Laser accurate” performance and award winning trading app is copied verbatim from the Bitcoin Trader to the Bitcoin Formula.

It’s worth mentioning that this has been tried previously without much success. A system named 365 Bitcoin Trader also went live recently, but it has not gone viral like the original Bitcoin Trader System.

And here is the last piece of the puzzle. Above you will see the post-registration page popup, and as you can see the rubbish about high payouts and successful trading is constantly being waved in your face. Unfortunately, we are looking at an affiliate marketing scheme where online promoters get referral fees for delivering paying customers to shady offshore brokers. In our case we received a 404 error message and a blank screen after being directed to this page, which means these are sloppy scammers who are not really technically savvy. For all intents and purposes, this software has nothing to do with market trends or an intelligent trading algorithm integrated with an arbitrage investment platform. Its just a simple sales page full of hyped up claims and inflated bank accounts designed to drain your bank account.

What is Bitcoin Formula?
It is being advertised as “a group reserved exclusively to people who jumped on the insane returns that Bitcoin offers and have quietly amassed a fortune in doing so.” Bitcoin Formula Members get to enjoy a carefree lifestyle, travel the world, and generate passive income by working just a few minutes a day.

How Does Bitcoin Formula Work?
It’s supposed to be an award winning trading app “which performs at the 99.4% level of accuracy”. That is the reason members Bitcoin Formula members “double, triple, and quadruple their hard-earned money.”

Bitcoin Formula Review
The system is being presented as an advanced trading app with superior, cutting-edge technology which beats markets by 0.01 seconds. This is the “secret” which provides the software the edge it needs in order to beat the competition and generate money for its members. Once you fund the app you automatically claim the “proprietary bitcoin trading software for free” and start trading and making money.

Is It Really Free?
Absolutely not! It’s going to cost you at least $250 in order to access this filthy software, and that money will be charged to the broker which is assigned to you (which will not be regulated in most cases).

Is Bitcoin Formula Scam Or Legit?
This is a filthy scam and there is nothing legit about it. Con artists will use all kinds of tricks to deceive you. Primarily fake news will be used, so get ready for fake advertisements from Richard Branson, Elon Musk, and other business moguls depending on where you live. For example, if you live in Malaysia, you may be illegally solicited by an ad claiming Tan Sri Vincent (a local business mogul) invested in the Bitcoin Formula and made millions. Needless to say, this is a blatant lie and an example of false advertising in its purest form.

Other Viral Scams Trending
The ones to watch out for are Binary Robot 365 and Bitcoin Code.

Forex EA’s, Signals, and Crypto Robots
If you are in the market for a viable alternative and tired of getting scammed by worthless apps, then you have reached the right website. Our recommended section lists the top systems which have a proven track record and known to generate money consistently.

Bitcoin Formula Review Summary and Conclusions
The Bitcoin Formula scam software, app, and fake signals system is completely blacklisted, and there is no reason to believe otherwise. Our staff was recently contacted and threatened so that we would not publish this review, but we decided to do so anyways since our mission is to always inform our members and get the word out before its too late. It should not surprise you in the least bit that our findings have led us to the conclusion that Bitcoin Formula is a fraudulent financial scam, and if you decide to fund a trading account despite our most explicit warnings, then we are absolutely convinced that you will end up having your money stolen by offshore brokers who have little or no sympathy for your financial situation and view you as their personal cash cow. It’s also common knowledge that con artists like these are also involved in various sorts of criminal activities such as credit card fraud, Ponzi schemes, fake ICO’s, and tax evasion. If you are still unsure and would like additional assurances or documented proof in regards to the dubious nature of the Bitcoin Formula scam app, simply leave a detailed message message below or contact us via our our our Facebook Group , Google +, Pinterest, and YouTube Channel

Mobile Cash Formula Review:Scam or Legit? Full Review

Do NOT buy until you read my Mobile Cash Formula Review completely

What is Mobile Cash Formula?

Mobile Cash Formula is a new Internet money making system created by Bob Beckett and Jonny Mulroy. This system explains the users on how to make a residual income by creating a Mobile app with few clicks of the mouse button, just by working for 30-60 minutes. This system generates a minimum of $50 a month and there is no limit to the amount of money you could make. It all depends on the effort and time and you put to this system.

Why this is different from other IM products?

Once you have ordered this system, you get access to the members area, where there are tonnes of tools and training videos that will explain you on how to create your first app. Each video tells you step by step method to create your app and upload it to either app store or play store. This will take about 30-60 minutes. In moments your app is live on the worlds largest app markets. There are tips and tricks on how to make your app sell. Also included are bonus tools which will teach you to monetize your apps and you could generate extra cash.

The Benefits Mobile Cash Formula

  • You don’t need any technical experience
  • You don’t need an existing website
  • You don’t need to be a sales person
  • You don’t need to learn about SEO, Twitter, link-building, CPA, PPV or any of that
  • You don’t need to spend hours of your time each day to make any money

and you need… step by step:

  • Step 1: Do 5 minutes of research
  • Step 2: Drag and Drop a few things for 20 minutes
  • Step 3: Submit to the App Store and collect money

I just wanted to thank you guys so much for such a well put together training! I got my first app done in just under an hour and after that I have got it down to 20-30 minutes per app! I can’t thank you enough!
– John Rey

If you want to make apps the quickest way possible without all the techie Jargon than Mobile Cash Formula is your answer. Time is money, and for the small cost of $27 bucks at the time that I bought this, It’s a no brainer! I am glad I made the investment.
– Tommy

Jonny and Bob’s Mobile Cash Formula has taught the essentials in creating mobile apps. I created my first app “How To Play Volleyball” for the iPhone which gives me cash flow daily. This is a a great program that has taught me how to make apps the easy and fun way!
– Andy Brooks

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