How you can really make money online

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30 Best Ways to Make Money From Home – All Tried and Tested

Ideas to Make Money from Home

How can I make money from home? This is the question I asked myself expecting my second child ready to make that transition from my 9-5. I NEEDED to find a way to make money from home.

I was looking for the best ways to make money from home online but couldn’t find ANYTHING.

While continuing to look and realizing that there was nothing out there, I reached out to moms working from home and created this website to share their stories in an article I wrote on tried and true stay at home mom jobs.

I quickly realized I wasn’t alone and that there are others (not just moms) looking for ways to make money from home and want to know only three things:

  • Is the job legitimate (Can I see a success story from someone who does this today?)
  • How much can I make
  • How to get started

And that’s what I’m going to share with you today. So…

How to Make Money from Home

Use this list! In this article, I will share what I do along with several other ways you can make money from home and they pay well!

Make sure you subscribe to our mailing list as we update this list with additional ways to make money from home, save and invest. Click here to subscribe.

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AND if you are you a mom, are you on Instagram? I’m starting to become more active again and I’d love to connect with moms who “get it”. It’s so much better going through this wonderful yet challenging journey of motherhood together. You can follow me here.

This list includes creative ways to make money, making money on the internet, and how to earn money from home without any investment.

Once you get to the bottom of this list I’ll also show you how to make extra money fast.

How to Make Money on the Internet

1. Blogging

Blogging is #1 on the list because it is one of the most flexible jobs you can have and the earning potential is limitless!

Blogging is one of my favorite forms of passive income because I make money just for people reading my articles from ads. I can assure you I did not write this article today, and yet it’s making me money.

When you get a nice amount of people reading your articles, it brings in a nice income.

Here’s a screenshot of one of my monthly ad earnings:

I also make money by partnering with companies and becoming an “Affiliate”. You can see how I make money blogging here.

Keep in mind that you do not have to be an excellent writer if you want to blog. I’m definitely not, you just write like you talk.

I don’t want to make blogging sound easy because it’s not (in the beginning anyway), it takes a lot of work and a year before I made any money that mattered but it was soooo worth it. I was able to quit my corporate job and stay home with my kids.

I work about 15 hours per week now and earn much more than my corporate job.

How much can I make? I know bloggers making between $2,000-$100,000+ per MONTH (and I’m one of them).

How do I get started? Check out my step-by-step guide on how to start a blog from scratch along with the most popular niches that make the most money and get the most traffic.

2. Freelance Writer

Do you like to write? You can make a lot of money as a writer, I know because I interviewed Holly Johnson in my How to Become a Freelance Writer article who makes OVER $200,000 a year. I didn’t even know that was possible!

How much can I make? Holly Johnson said that she finds it hard for you NOT to earn AT LEAST $40,000 to $50,000 a year working full-time as a writer.

How do I get started? Holly Johnson found the secret sauce when it comes to writing and charging the right rate for your work. She created a free introductory training on how to build a six-figure writing career.

I highly recommend taking her course if you want to work from home writing and follow her path to success. I also have several ways to get writing gigs at the end of this article.

3. Proofreader

Do you find yourself easily catching errors when reading? Do you cringe when you see grammar mistakes? If so, you should consider becoming a Proofreader.

Proofreaders are NEEDED, I know because I use one myself.

How much can I make? Caitlin Pyle made $43,000 in a year working part-time! You can see her full story in my How to Become a Proofreader article. Many others are making between $1,000-$4,000 a month.

How do I get started? Take this FREE introductory workshop to help you learn the skills needed to start your own freelance proofreading hustle and see if this is the right career for you. Caitlin is also offering $150 off her paid course if interested until April 15th. Use this code at checkout: SKILLS

4. Virtual Bookkeeper

Bookkeepers record financial transactions for small business owners. I have an awesome interview with two moms who are now successful Virtual Bookkeepers who started with no previous experience.

One of the moms has nine kids, homeschool’s 6 and still has time to make a living as a Bookkeeper Part-time!! She makes over $2,000/mo.

You’ll have to check out the full interview in my How to Become a Bookkeeper article.

How much can I make? The Bookkeepers course (the course the moms took) teaches you how to charge $60 per hour for your service.

How do I get started? Check out this free training to determine if this is the right choice for you and it will show you how to get started.

5. Selling on Amazon (FBA program)

If you like shopping and searching for a good deal, you should definitely consider Amazon’s FBA program.

You find good deals on products at brick and mortar stores or online and resell them on Amazon for a higher price.

What makes Amazon’s FBA program so great is that THEY ship the products to your customers and handle the customer service!

How much can I make? This varies significantly and depends on how much work you are willing to put in, Jessica from the Selling family made OVER six figures her first year. Check out my awesome interview with her on How to Sell on Amazon.

How do I get started? Take this FREE 7-Day Email Course on how to start selling on Amazon. My sister recently took this course, and she’s selling products already!

6. Teach or Tutor

Online teaching is growing thanks to the advancements in technology, and it’s an excellent way to make money at home if you have teaching experience or knowledge of a specific subject.

I interviewed Brittney Sutton who makes $1,700 a month working only 2 hours a day for VIPKid, see the full interview in my How to Teach English Online article.

How much can I make? $10.50 – $60 per hour, check out these companies hiring now.

How do I get started? Apply to the best online tutoring jobs.

7. Social Media Manager

Are you active on Social Media and would like to post on behalf of other businesses? It’s important to be knowledgeable about the different Social Media platforms, and you will need great organizational and communication skills.

How much can I make? Depending on how many clients you have you could earn between $1,000-$10,000 a month.

How do I get started? Consider taking this highly recommended course and also check out my How to Become a Social Media Manager article to see how Nicole got started.

8. Virtual Assistant

Are you task-oriented and have skills in the areas of social media management, editing, graphic design, tutoring, researching, writing, administrative duties or data entry? Then becoming a Virtual Assistant may be an excellent choice for you.

How much can I make? You can earn $25-$100 an hour as a Virtual Assistant.

How do I get started? Gina Horkey, a Six-figure Virtual Assistant, I interviewed is offering her Virtual Assistant mini-course (priced at $99) for FREE during this time to help you learn how to become a Virtual Assistant while home.

Click here to access the free course and make sure you use the code: WEGOTTHIS

You will still need to put your credit card/PayPal information in the purchase section because this was the only way she could get it to work in this short time. They will NOT charge your account for anything.

9. Transcribe

Transcriptionists listen to audio files and record (type) what they hear. If you have patience and the ability to sit for long periods of time and an eye for detail, you should consider transcribing.

How much can I make? You can earn $7-$21 per hour or more if you start your own business transcribing.

How do I get started? Take this Free Mini-Course or check out these companies hiring along with a work at home success story from Kim (transcriber).

10. Virtual Receptionist

Answer calls and web chats for a variety of businesses and professionals for Smith.ai, working alongside a close-knit team from around the country.

Smith.ai operates Monday through Friday from 5:00 a.m. to 6:00 p.m. PT / 8:00 a.m. to 9:00 p.m. ET.

You must be available 4 hours a day, 5 days a week (minimum of 20 hours per week, 40 hours max). Shifts are broken into 2- to 5-hour blocks. Applicants will need to be from the US, Canada, or Mexico.

COMPENSATION & BENEFITS

Pay is hourly and starts at $10 per hour, with raises based on performance and longevity with the company.

Benefits include:

  • Medical, dental, and vision insurance
  • Retirement plans
  • Cash bonuses
  • Weekly pay

How do I get started? Apply Here

11. Life Coach

Do you love personal development and enjoy helping people? Do you want to build a business of your own? If that’s you, you should consider becoming a Life Coach.

How much can I make? It depends on your market. If you are targeting lower-income, you can charge $47 per hour, if you’re targeting higher income you could charge $297 per hour or much more.

It also depends on your model, are you doing 1-to-1 coaching or group coaching?

How do I get started: Check out my article on How to Become a Life Coach and consider this Life Coach Certificate Course.

12. Create an Online Store with Drop Shipping

Dropshipping is a method where you can sell third-party products from a Drop Shipping Company without ever seeing or shipping the item. When you make a sale, the product is shipped directly to the customer from the drop shipper.

Your profit is the difference between what you charge your customers and what the drop shipping company charges you.

How much can I make? This really depends on you and how much work you put into it, but you could make $10,000+ a month!

How do I get started? Theo McArthur has great success with dropshipping and created a course that teaches you how to launch your first profitable Dropship Website in 14 Days or less and grow your Income to $10,000 per month in profits.

13. Graphic Designer

If you have an eye for design and have experience in Adobe Creative Suite/Adobe Creative Cloud – including InDesign, Illustrator, or Photoshop, there is a profitable market out there for you.

How much can I make? You can charge $25-$300 per hour, depending on your experience.

How do I get started? Check out this highly recommended course Learn Photoshop, Web Design & Profitable Freelancing. Promote your services to your social network and create a website showcasing your services and work.

14. Become a Travel Agent

Do you love to travel and enjoy helping people? Consider working from home as a Travel Agent.

How much can I make? Glassdoor states the typical salary ranges from $29,000 to $58,000 a year, but it all depends on experience and number of clients.

How do I get started? You can either start your own business or work for an agency, Sarah B. who started her own Travel Agency tells us how to do both in my How to Become a Travel Agent article.

15. Search Engine/Social Media Evaluator

Search Engine/Social Media Evaluator rate social media ads and search engine results for relevancy.

This job is great because it does not require getting on the phone, you make your own schedule, and it does not require any training.

How much can I make? $12.50 – $14 per hour.

How do I get started? Apply to the only two companies I recommend in my How to Become a Web Search Evaluator article.

16. Customer Service Rep

Customer service positions typically provide product or service information. It is a growing trend to hire customer service reps remotely.

How much can I make? The pay ranges from $10-$21 per hour according to Glassdoor for the companies below with a rating of 4/5 star rating or higher:

How do I get started? Consider applying to the companies above and check out these job boards for an up-to-date list of available remote customer service positions such as FlexJobs, Indeed, and UpWork.

Creative Ways to Make Money

17. Get Into Real Estate BUT w/o Selling or Buying Anything

Yes, this really is a thing. I met Boss Mom Danielle Pierce who is doing this earning over $400,000 a year WHILE homeschooling her 3 kids!

It’s called Property Preservation or Repairing Foreclosed Homes. Danielle outsources 100% of the work and only does admin work.

How much can I make? It varies but Danielle says it’s very feasible to gross $100k+ or more in revenue within 18 months

How do I get started? Check out my interview with Danielle to see how it all works

18. Earn $30-$50 per hour Picking Up Trash

Yes, it’s true. You can make money picking up trash in parking lots for Commercial Real Estate Management companies.

I was privileged to interview Brian who earns $650,000 per year doing this! Check out my article to see how it works, how to get started, and how he’ll help you grow your business.

The beauty of this job is the service hours don’t interfere with a typical day job, so you can do this on the side and grow it however big or small as you want.

19. Flip Items from Flea Markets and Thrift Shops

Rob from the Flea Market Flipper is the MASTER flipper. He made over $130,000 flipping items from Flea Markets and thrift stores PART-TIME.

And, you don’t need to have a lot of money to start either. Rob recommends his students to start with a budget of $20-$50 to find items. Based on that, they should be able to make $100-$300 (mostly reselling on eBay) and then take some of the profit and do it again.

How do I get started? Rob created a free workshop to turn your passion for visiting thrift stores, yard sales, & flea markets into a profitable reselling business – in as little as 14 days. You can click here to sign up .

20. Clean Houses

Do you enjoy cleaning or just know it’s something you wouldn’t mind doing to make extra money? If so, you really should consider doing this because you could make a lot of money.

How much can I make: $1,000 per week working part-time

How do I get started: Check out my article on How to Start a Cleaning Business and get all the information you need to start today.

21. Rental Property Income

Have you ever thought about making a monthly passive income from a rental property(s)? My friend Dustin does this and was able to make enough monthly passive income from his properties to quit his 9-5.

Dustin created a FREE Real Estate Investing course to show you how to quit your J.O.B. and live the dream life.

22. Start a Baby Equipment Rental Business

Do you live in a popular tourist area? Did you know you could make a lucrative side hustle renting baby equipment to traveling families? I didn’t either, but I interviewed boss mom Ashley Anderson who made me a believer.

How much can I make? Ashley earns over $3,000 per month

23. Run a Speed Dating/Event Business

I know this is definitely not for everyone but I at least wanted to mention to those who may be interested. If you like the idea of hooking up couples you could start a Facebook page, find a venue and sell tickets.

Start with age ranges from 25-35 and 35-45 selling tickets from $10-$30 depending on the venue. Many bars or local restaurants may let you have the event for free on a weekday just to make some extra money with your event OR pay you to have the event at their venue.

It’s an easy business to run and a great way to make some extra money on the side.

23. Make Money with Your Amazon Alexa or Google Home

If you have one did you know you could make up to $100 per month using the Conversationally App?

Conversationally is a market research company and they need to gather real data to help companies like Google and Amazon improve their Voice Assistants, and they’ll pay us to get it. I use it and I love it.

Just use your Voice Assistant like you normally do and earn! You can see my full review of it here or you can easily click here to get started.

24. Earn $75 or more as an UpVoice Panelist

Get paid for the time you spend on Facebook, Instagram, Amazon, YouTube and more.

I did a full review of this site, and it’s literally one of the easiest ways to make money online. Currently only applicable to candidates in the United States.

25. Make Money off Your Change

Acorns is a neat way to start micro-investing. It rounds up your purchases to the nearest dollar and invests the difference on your behalf.

Acorns monitors your bank account and automatically invests the change from your daily purchases. For example, if you buy a coffee for $1.75, Acorns will round up to $2.00 and automatically invest $.25 in “smart portfolios”.

I made $60 without even noticing. There are no fees for withdrawing, just keep in mind that it may be more of a tax implication for the following year.

26. Make Money by Losing Weight

HealthyWage is a company supported by the Government to incentivize people to lose weight by putting their own money at risk with the potential to earn up to $10,000! It’s the ultimate losing weight challenge.

Here’s How it Works:

  • Start with the HealthyWage Prize Calculator. Enter how much weight you want to lose, how long you’ll take to lose it, and how much you want to bet a month for that period of time.
  • You can play around with the calculator until you get your desired prize amount. (up to $10,000)
  • Sign up and agree to pay the monthly amount for the duration of the challenge.
  • Achieve your weight-loss goal, and win your prize!

If you don’t hit your goal, your money goes to support HealthyWage, including prizes for others who achieve their goals.

Click here to See How Much Money You Can Make and see how Jaclyn won $5,294.12, and Anastasia won $10,000 here.

27. Interior Designer

Do you watch HGTV and think, I can do that, I want to do that? See how Boss Mom Julie Putzel got started and manages to earn a six-figure salary.

How much can I make? You can make anywhere from $50-$150 per hour as an Interior Decorator. Interior Designers income varies significantly, but you can make six-figures or more.

How do I get started? To become an Interior Decorator (this is different from Interior Designer) I recommend starting a website, take quality photos of your work, ask friends and family if you can work for them at no charge to help add to your portfolio, once you’ve created a polished visualization of your work you can then start to charge for your service.

To get started as an Interior Designer, find out how here.

28. Sell on Etsy

Do you consider yourself as artsy or crafty? Etsy is a great platform to turn your hobby into a thriving business. You can make crafts, printables, and more.

Printables are so great because you make them once and can earn money from them over and over again.

How much can I make? With Printables you can make $500-$1,000 per month. If you’re selling a craft that amount varies significantly. I did interview this mom of three who made $350,000 in one year.

How do I get started? See how these two women successfully make money off of printables and how you can too here.

29. In-Home Childcare

If you love children and have a passion for the opportunity to impact a young life, this is a great opportunity to work from home.

How much can I make? It really depends on where you live, but you could charge $30 a day which turns out to $600 a month (assuming its for 8 hours a day), while some daycares will charge $900 or more a month.

How do I get started? I recommend taking this neat course on How to Start a Home Daycare Business. Ladonna operated her own profitable home daycare and shows you how you can do the same, along with all the information you’ll need to get started.

30. Photography

If you’re the family photographer and love taking pictures, you should look into Photography as it is a great side income that could turn into something more.

My sister recently purchased the Canon EOS Rebel T6i Body, and she takes AMAZING pictures along with the Canon EF 50mm f/1.8 STM Lens which is a KEY component of taking quality photos. It is an investment that can pay off significantly.

How much can I make?

  • Wedding Photography -$700 – $3,500+
  • Senior Portrait Photography – $100-$300 a session
  • Small local businesses – $25 – $200 per image

How do I get started? Start taking pictures of any and everything, take classes and learn photoshop to polish off your photos and add quality finishes. Post your pictures to your social network and check out these two apps to make money from your phone taking pictures.

Bonus Tip – Make Money By Paying Your Bills On Time

Do you spend money on groceries, bills, clothes, gas, and entertainment? Of course, you do, so why not get a percentage of that money back?

My husband and I use one credit card on everything because the more you spend the more points you accumulate. We use the Chase Freedom credit card and had over $500 last year that we used on Christmas (cash and gift cards) and we’re back up to $654.15.

This is FREE Money. What’s the catch? Pay your bills on time. That’s the only way this works. As long as you don’t spend what you can’t afford, you win. This is a great form of passive income.

If you sign up for the Chase Freedom Credit card as we did you get a $150 bonus if you spend $500 within the first 3 months. That should be easy to do if you use it on everything like us.

How to earn money from home without any investment

31. Rent your Car for Ad space

This is for the true hustler who has no shame. You can have your car wrapped by Wrapify and make between $264-$452 a month with no upfront costs.

First, you’ll need to download the app, drive with the app, get matched with campaigns, and then you’ll take your car in to get wrapped and make money driving places you normally go. Easy passive income if you don’t mind your vehicle being wrapped.

32. Rent Out Your Space

Do you live in a prime location or have a room to spare? Consider making money with Airbnb.

Riley from Young and the Invested generates $400/month on average from his unit listed on Airbnb.

33. Dosh

Dosh is a money earning app that is COMPLETELY passive. I downloaded the app and linked my credit card, so every time I shop, eat, travel, and more at participating local and national merchants I get a percentage back.

I forgot I had this app, and I was out to dinner with my husband for our anniversary and received this email after we paid below

and this keeps happening when I use my credit card at participating merchants!

34. Ebates

I’m a big fan of the cashback site Ebates. It’s just like using a coupon, except all money is earned after the purchase has been successfully tracked.

I received $43 just for buying things I was going to purchase anyway.

Gotta love stuff this easy.

35. Ibotta

Ibotta allows you to get cash back for items you buy anyway. I LOVE this app.

Here’s How it Works:

  • Download the Ibotta App and before you shop, add offers on products you normally purchase anyway.
  • Buy the products you selected at any participating store. Don’t forget your receipt!
  • Redeem your offers by taking a photo of your receipt. Ibotta will match the items you bought to the offers you selected and give you the cash!

Your cash back will be deposited into your Ibotta account within 48 hours.

How to Make Extra Money Fast

36. Instacart

Make $100 a day or more by grocery shopping for others using the Instacart app. I did a full review of this app here and it’s definitely something to consider if you want some quick, easy money.

You can sign up here. I also have a number of other ways to make money driving in my Best Delivery Driver jobs article. Make up to $25 per hour!

37. Sign up for Research Studies – Up to $400 per study

You can make quick easy money by participating in research studies. Below are the best-paid companies to sign up for

  • Respondent – $50-$400 per study
  • User Interviews – $50-$100 per hour
  • Vindale Research – $10-$50 per day if you apply to multiple (you’ll have more opportunities for this one) participants are on a first-come, first served basis so be quick to apply if you see a good one.

38. Get Paid Taking Surveys Online ($50 -100 per month)

This may not be the most exciting way to make money, but it is one of the quickest and easiest ways to make money online. To make a lot of money with surveys, you’ll need to join many survey sites.

Before you start applying I highly recommend opening a new email account to direct all surveys to that account because you’ll be inundated with daily survey emails.

I only recommend applying to the following survey sites:

39. Get Paid to Test Apps and Websites

Companies need feedback on the user experience of their websites, and they’ll pay you to get it. This is a fast and easy way to make money online.

Here are two reputable companies to sign up for:

Final Thoughts

Did you see any jobs that may work for you? If not, check out FlexJobs. With FlexJobs, you can access hand-screened remote, part-time, freelance, and flexible jobs—quick and easy! Use my code FLEXLIFE for 30% off.

The normal fee each month would be $14.95 a month but it’s less using my code. I’m not a fan of paying to find work but I get they have to get compensated somehow for hand-screening each job they post.

Once you find a job you can cancel and if you don’t think it’s worth it, you can request a refund…so there’s no real risk.

Did you like this article? Be sure to subscribe to our mailing list and stay in the know about new ways to make money from home, save, and invest.

25 Legitimate Ways to Earn Money Online

Our readers always come first

The content on DollarSprout includes links to our advertising partners. When you read our content and click on one of our partners’ links, and then decide to complete an offer — whether it’s downloading an app, opening an account, or some other action — we may earn a commission from that advertiser, at no extra cost to you.

Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.

Our number one goal at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. Some of the links in this post may be from our partners. Here’s how we make money.

As long as you have an internet connection, you can legitimately figure out how to make money online from anywhere in the world.

Instead of scanning through Facebook, stalking your ex on Instagram, or determining which Hogwarts House you belong to via a BuzzFeed quiz, let’s get you doing something much more productive with your time.

Whether you’re a stay-at-home mom with napping children, a college student in between classes, or someone with only part-time work, even the smallest window of opportunity will allow you to earn money online.

To get you started, our team scoured the web, consulted other side hustle experts, wracked our brains, and drafted the most epic list of money-making ideas for you to try, starting today.

Pick Up Some Quick Wins

Low effort, low commitment, and without investment. The ideas in this section are all about quick and easy ways to make money online (and better yet, you can try them all for free).

1. Participate in Market Research

Market research companies like to collect data on consumer trends and spending habits so major brands can learn how to better market their products.

This research is most often conducted via online questionnaires, and they’re always on the lookout for new survey participants.

If you’re a first-time survey taker, we recommend starting out with Swagbucks. They’re currently offering a free $10 sign-up bonus and they’re the largest legitimate survey site in the world.

Here’s how Swagbucks works:

✔️ Register: Build your profile (takes less than 5 mins).

✔️Earn Rewards: Complete surveys and earn rewards in the form of “Swagbucks”.

✔️Get Paid: Redeem your Swagbucks for PayPal cash deposits or e-gift cards.

If you’ve ever spent time taking paid online surveys, you know that you can earn money online every month while sitting at home in your PJs. You won’t get rich, but a few minutes a day generally adds up to a few dollars, and few dollars a day is enough to cover a utility bill by the end of the month.

Other survey sites to check out:

If you’d like in-depth information about the survey sites before getting started, you can read more about them in their respective DollarSprout reviews.

2. Leverage Gig Apps

Inaction is often the byproduct of not keeping things simple. In short, stop looking all over the place for some weird way to make money and just get started with something.

An easy way to do exactly this is to leverage money-making apps. Top trusted online earning sites, such as Lyft and Postmates, are just two of the many gigs where all you need is a smartphone and vehicle to get started. These companies connect people looking to make extra money with consumers who need their services.

If someone needs a ride somewhere, you give them a ride through Lyft.

If someone can’t go grocery shopping, you grab their grub and deliver it to them through Postmates.

No exhausting job search. No interviews. Just an application and a background check and you’ve got yourself a new side hustle in just a few days’ time.

How to get started with Postmates:

Once you’re accepted into the driver fleet, Postmates will send you a free delivery bag and prepaid card so you can get started.

Postmates requirements:

  • Be at least 18 years of age.
  • Motor vehicles used for delivery must be properly insured.
    • You can deliver via car, truck, van, motorcycle, scooter, bicycle, or even by foot.
  • You must consent to, and pass, a background check.
  • An Android or iOS device capable of running the app.

Next, watch this short video by Jon from The Rideshare Guy. He does an excellent job explaining the ins and outs of the app and shares a few tips on how to earn money online with Postmates’ surge pricing feature.

Be strategic about the number of orders you take on and where you deliver to. Subtle changes in your delivery routine can make or break your expected hourly earnings.

Strategies that can boost hourly earnings include:

  1. Stacking multiple deliveries within a one-hour period.
  2. Keeping track of high ROI areas in your town.
  3. Leveraging blitz pricing and otherwise high-volume order times.
  4. Being personable and delivering order receipts in person (increasing the likelihood of receiving a tip).

* Postmates is available in many, but not all, cities. Check Postmates’ homepage to see available cities near you.

3. Cash in on Sign-Up Bonuses

Want $15 for a few minutes of your time?

Rewards sites like Rakuten (formerly Ebates) and Dosh can make that happen. These sites offer cash incentives for people to download their apps.

What’s the catch? None, really. The above apps, and other cash back apps like them, act as affiliates for online merchants. Whenever you make a purchase through one of the apps, they get a small commission from the store. They then pass a portion of that commission back to you as “cash back”.

Example #1: You buy a pair of Nike shoes through the Rakuten app. Rakuten gets a $10 commission because you purchased the shoes through them, but then they give $7 of it back to you. It’s basically a way to get sale prices on things that aren’t otherwise on sale.

Better yet, you can sometimes double (or even triple) dip and use the apps on top of normal store sales and coupon offers.

Example #2: Nike has a site-wide 20% off sale. Rakuten offers an additional 8% off and you have a store coupon code, for $10 off, that you found on the internet. A $60 pair of shoes suddenly comes in at $36. Not bad.

Rakuten credits a $10 sign-up bonus after making $25 of qualifying purchases within 90 days.

Dosh offers a $5 bonus issued instantly after you link a credit or debit card to the app.

Since they’re free, we recommend signing up for both. Any time you go to make an online purchase, just compare deals between the apps and use the best one.

For more information on the cash back apps (along with savvy hacks for earning more money), check out their respective reviews.

4. Try Trim

They say a penny saved is a penny earned.

That same adage looks a lot better when those pennies are replaced with dollars. And while this next app doesn’t exactly allow you to make money per se, it’s importance can’t be understated.

Enter Trim. An app that can save you hundreds of dollars a year with almost no effort on your part.

How is this possible?

Well, Trim starts by taking a look at your monthly spending and then looks for places where you’re overspending — like abnormally high bills or subscriptions you forgot about.

You might be surprised to see how much you’re spending on things you don’t really need.

The best part about Trim is that it can actually lower your bills.

Once the app shows you all the subscriptions you spend money on, you pick the ones you want to cancel and Trim does it for you. Next, the app goes after those high bills and actually reaches out to the companies on your behalf to negotiate a lower payment.

There’s almost nothing in this world that we hate more than high bills and elevator music. Let Trim handle both for you.

5. Switch to a High-Yield Online Savings Account

Do you have money sitting in a savings account that’s paying less than .09% interest?

If so, or if you don’t have a savings account at all, it may be worth your time to spend a few minutes opening a high-yield online savings account.

Online savings accounts usually come with substantially higher interest rates that will help grow your money faster — over 20 times higher than the national average.

They can afford to do this because they don’t have to pay for brick-and-mortar bank locations, which drastically lowers their cost of conducting business. They then pass a portion of these savings to you, the customer, by offering great interest rates on their banking products.

Better yet, on top of ultra-competitive interest rates, online banks often offer large one-time deposit bonuses to new customers. These deposit bonuses can reach as high as $500, with the only requirement being that a minimum balance is held to unlock the bonus.

Once a predetermined holding period expires, usually 1-3 months, you’re free to withdraw your money along with the captured deposit bonus. Think of it like travel hacking, except you’re doing it with savings account deposit bonuses.

If you’re interested in even higher returns, be sure to check out the best apps for investing money online.

6. Make Money Online by Watching Videos

I mentioned Swagbucks earlier as a reputable survey site, but it turns out that taking surveys isn’t the only thing they’ll pay you to do.

You can also make money with Swagbucks by watching short, ad-like videos on a wide variety of topics (like entertainment, news, sports, and more).

Perks include:

  • A $10 sign-up bonus for new users
  • The ability to watch videos on your computer, tablet, or mobile phone
  • A wide array of entertaining clips from leading content sites

Again, you won’t get rich by doing this, but if you have time to kill (maybe in a waiting room, on the bus, etc.) and don’t mind watching videos, this is an easy money-making option.

7. Earn Money Online by Surfing the Web

InboxDollars is a market research company that pays you to use their search engine instead of some of the more prominent ones like Google and Bing.

The idea here is that they will learn more about people’s search habits and uncover patterns that may be valuable to companies trying to better understand consumers.

InboxDollars isn’t a get-rich-quick scheme, but if you’re looking for a low-effort way to make a little bit of extra money for free, it’s worth checking out.

Here’s how InboxDollars works:

  • $5 sign-up bonus for new users.
  • You get $0.15 for every 29 qualified searches you complete.
  • Get $0.05 each time you enter searches on 4 or more days in a week (Gold Members get $0.10).

Want to learn more about InboxDollars? Check out our InboxDollars Review.

8. Download the Nielsen App

Have you heard of Nielsen, the company that tracks TV ratings? Turns out they collect data on a lot more than just TV.

One area they’re really into is internet usage research.

What does that mean for you? It means Nielsen will pay you $50 a year to keep their app on your favorite internet-browsing device.

The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you.

How the Nielsen Computer & Mobile Panel works:

  • Noninvasive, requires little storage space, and won’t impact device performance
  • After you’ve installed the app, just use the internet as normal
  • You’ll earn $50 for the first year you have the app installed

Nielsen tries to sweeten the deal by giving away $10,000 each month in addition to various other rewards and sweepstakes.

9. Get Your Workout On

Mobile app creators have found a way to monetize every subject on Earth. The fitness industry is no different.

While most apps try to get you to spend money, some apps have built-in ways to make extra money.

Companies like Sweatcoin and Achievement (formerly Achievemint) have developed apps that collect data about your physical activity and “pay” you for that data. (The apps sync with the existing health apps on your smartphone or smartwatch so they’re not any more intrusive than what’s already on your phone.)

Using them is easy. All you have to do is download one of the apps and let it passively run in the background.

Users will then collect points for daily activities such as walking or running, among various other workouts. The points (or sweatcoins) have cash value and can be redeemed by withdrawing through major e-wallets like PayPal.

● Daily earnings cap of $5 for their free plan.

Paid versions of the app allow users to earn $20 per day or more (free 30-day trial for any of their 5 paid plans).

● Earning with the app is more hands off.

● 5 free sweatcoins for referring family or friends.

● Offers a more diverse range of ways to earn points.

● From posting health-related tweets and logging food intake, to completing surveys and tracking workouts, virtually every activity with a health tie-in can be tracked.

● 10,000 points is redeemable for $10.

● 100 free points for referring family or friends (max 20 referrals).

Our advice? Get both and let them passively run. You won’t get rich, but daily upkeep with the apps will net you $20-$50 per month — a fair price for allowing them to track something that is tracked by Apple or Google on a daily basis anyway.

If you’re really serious about shedding some pounds, you can use your winnings from Sweatcoin and Achievement to fund a weight-loss bet.

With HealthyWage, users select a goal weight loss, place a bet, and choose a timeframe for achieving their goal weight. Their proprietary algorithm determines your payout, which can reach as high as $10,000.

The process is pretty simple:

1. Use the HealthyWage Prize Calculator to determine your prize amount.

Using the HealthyWage calculator, decide how much weight you want to lose (minimum 10% of your starting weight), how much money you’re willing to bet ($5 to $995 per month), and how long you need to reach your goal (6 to 18 months). Play with the numbers using the HealthyWage calculator until you’re satisfied with your prize.

2. Sign up for an account to place your bet.

You’ll need to answer a few questions about yourself (height, weight, waist size, etc.)

3. Verify your weight.

Don’t head to the gym yet! Your weight loss timer doesn’t start until you verify your weight. In fact, you’ll need to do this at least twice — once when you place your bet and again at the end of your wager period. Verification can be done from home by uploading a video to the HealthyWage website.

4. Lose weight, win money.

If you accomplish your weight loss goal, HealthyWage will pay you via PayPal or paper check. If you don’t reach your goal weight, your monthly contributions will be used to support HealthyWage and pay future winners.

10. Sell Used Items

Selling unused or unwanted items at market has been around since the dawn of time. The only difference now is where that selling takes place.

For a good many of us, the thought of stepping outside and actually speaking to another human is a scary proposition. On the other end of the spectrum, there are certain people that get a rush out of negotiating a good deal on the sale of an item.

Tips on getting the most money for your used items:

  • Look at the fees. Some online platforms can charge listing, sale, and other assorted fees that cut into profit.
  • Weekends are the time to sell (post payday).
  • Time of day matters. Don’t have online auctions end at obscure hours.
  • Always set the price of an item at the top-end of its value range.
  • Sell high-value, high-margin items online (larger pool of prospective qualified buyers).
  • Spend time on your item description. Studies have repeatedly shown that great item descriptions increase final selling price.
  • Create urgency. Subtle words or phrases in your listing such as “one of a kind”, “rare”, and “limited time only” if applicable have been shown to increase sale price and conversion rate.

Where to sell items online:

  • Facebook Marketplace. Not the most flashy but sometimes simple is best. No listing fees, deal locally, quick turnaround times.
  • eBay or Etsy. Large marketplaces mean more eyeballs. If your target audience isn’t on a small platform, there is reduced competition for your item.
  • Cash offering apps like Decluttr. While you won’t make as much as you may in a private sale, cash offer apps produce an immediate cash quote for your item and quickly pay you upon delivery of the item to one of their shipping centers (good for low-end electronics).
  • BookScouter. Like Decluttr, the online bookstore gives immediate cash quotes for textbooks and other scholastic goods. BookScouter allows you to submit a book’s ISBN to 42 different vendors so you can see who is offering the most for your book.

If you have unwanted, good-condition items laying around your house just collecting dust, get rid of them. Think of them as depreciating assets that are losing value daily.

11. Get Paid to Test Websites

Website testers give their opinions on websites, including the design, quality, and ease of use of a site. This allows companies to make changes to their websites in order to provide a better experience for their users (and hopefully increase sales).

Of course, they are willing to pay for your feedback, which makes this one of the easiest ways to make money online without having to pay for anything yourself.

A few sites for getting started include:

  • UserTesting: $10 for every 10 to15-minute test completed.
  • WhatUsersDo: $8 for 15 to 20-minute tests. You’ll need a microphone.
  • User Conversion: $10 per study. Get started in as little as 5 minutes.

Other website testing sites include Enroll, UTest, UserFeel, TryMyUI, and Userlytics.

How to Make Money Online as a Freelancer

We’re picking up the pace now. These online side hustles require a bit more effort, and often a small upfront investment, but your income potential is significantly higher.

12. Become a Freelance Writer

The term “starving artist” definitely does not apply here. There are many successful freelance writers out there who’ve used their business to replace their full-time job.

You don’t need a background in English or writing to make it as a successful freelance writer.

For instance, Holly Johnson from Club Thrifty started doing freelance writing on the side with no real background, and now makes over $200,000 per year from her writing.

She recently put together a free workshop where she teaches others how to get started earning money online with writing.

How to Build a Six-Figure Writing Career:

  • Learn the techniques Holly’s used to build her writing income to over $200,000/year.
  • Get actionable tips to get your foot in the door and increase your income over time.
  • Gather positive testimonials and expand your online presence.

The course itself has three tiers, each with different perks. The base tier comes in at $199 — a fair price when considering the earnings potential of landing just a few regular clients. It’s not free, but Holly’s knowledge is second to none.

13. Become a Freelance Proofreader

Does the incorrect use of there, their, and they’re drive you crazy? Put your eagle eyes to good use by earning money as a proofreader.

Caitlin Pyle of Proofread Anywhere made $43,000 her first year as a proofreader, in her spare time, while studying abroad. Impressive, right?

Once she realized demand for the skill was high — far too high for one proofreader to fill — she created an online course to help others start their own proofreading business.

In Caitlin’s free workshop, you’ll learn:

  • What a successful proofreader does (and doesn’t do)
  • How to elevate your skills to become a successful proofreader
  • Where to find high-paying proofreading clients

It’ll take a few weeks to learn the course material, and likely a few more to start acquiring clients, but talk about flexible. From working at home and setting your own hours, to choosing your workload and setting your own rates, it’s hard to beat a lifestyle that you have full control over.

14. Become a Virtual Assistant (VA)

Writing and proofreading aren’t for everyone. Some people prefer more administrative or data-oriented tasks, which is exactly the role of a virtual assistant.

Businesses use virtual assistants for things like booking travel, answering emails, social media management, email management, and more.

As a virtual assistant, you can choose which services to offer clients and at what rates. The more value you can provide, the more you can charge.

Some stats about VAs:

  • The average North American virtual assistant earns between $35 and $50 per hour.
  • There has been a 95% increase in demand for VAs over the last three years.
  • There are over 150 different services you can offer as a VA.

The great thing about virtual assistant work is that it almost always opens the door to bigger and better opportunities.

Be it an expanded or full-time role within the company you work for, a lateral transfer to a new company, or a huge leap forward because of the skills you learned on the job, VA work has quickly become one of our favorite ways to generate income online.

15. Make Money Teaching English Online

Have you heard of VIPKid? Here’s a snippet from their site that explains a little more about them:

For just 90 minutes a day, you can easily make over $500 per month. All you need is a Bachelor’s degree and English classroom experience.

More information on VIPKid:

  • VIPKid teachers make between $14 and $22/hour.
  • All classes are taught online via webcam.
  • Bachelor’s degree required for all teachers

For perspective, Forbes has VIPKid as the #1 work-from-home company on their list from 2020. That’s pretty high honors for the remote gig, and it speaks to the flexibility and legitimacy that VIPKid offers as an online income opportunity.

16. Become a Web Designer

If you have a knack for computers and an eye for design, you can easily make $1,000 or more each month by building websites for small businesses.

We paid a designer over $6,000 to custom code our website theme. From branding and color schemes, to ease of use and user satisfaction, web designers are the ones responsible for bringing a website to life.

If you’d like to learn more, check out this article by Creative Market on how to become a web designer.

Adobe Photoshop and Adobe Illustrator are essential pieces of software you’ll need to master, and proficiency in HTML, CSS, and JavaScript are a must.

If this sort of geek-speak inspires you, a career in web design is right up your alley.

17. Become a Transcriptionist

Along the same lines as online freelance writing or proofreading, transcription is a service-based skill that allows you to make money from anywhere in the world.

Also alluring about the location-independent job is the fact that you can often start with very little or no prior experience, and the pay is relatively generous.

Transcribed material is typically derived from one of three categories: general, medical, and legal.

Companies that conduct in business in the medical or legal realms may require that you have some knowledge or experience in the respective field.

Transcription FAQs

What does a transcriptionist do?

Most often, transcriptionists are independent contractors who listen to audio (or video) files and then transcribe the spoken word into written content. This most commonly appears in the form of typists creating electronic content, but some companies need handwritten material depending on the arrangement.

How much do transcriptionists make?

Hourly figures typically range between $10-$20 per hour for beginners and $20-$30 per hour for intermediate and advanced transcriptionists.

What equipment do I need?

Most freelance transcription jobs require a quality headset, stable internet, and a laptop or PC with word-processing software. Other optional equipment includes an ergonomic desk and chair, typing-software enhancements like TextExpander, and a dictionary of common Medical or Legal terms.

How can I get started?

Jumping into the field is relatively simple. Most prospective transcriptionists start by taking an online transcription course that teaches them the skills necessary to perform common job duties. Companies, such as Transcribe Anywhere, offer classes that teach students the basics of general, medical, or legal transcription, and just as importantly, how they can go about finding clients for work.

Transcribe Anywhere recommends a self-paced study time of 2-4 months for their General Transcription: Theory & Practice™ course, but motivated students can complete the course in a shorter time if desired. “Levels” for their flagship courses range from $127 to $697.

Want to learn more but can’t commit to a paid course? Transcribe Anywhere also offers free mini-courses in general transcription and legal transcription to see if either field is right for you.

Ideas for Starting an Online Business

If you are looking to earn serious income online, it might be worth going “all in” and starting your own online business.

In most cases, owning an online business won’t help you get rich overnight. And further complicating the matter is that most businesses require real skills, a significant time investment, and most likely a cash investment, too.

If we haven’t scared you away yet, here are a few options that can eventually lead to a full-time income online.

18. Start a Blog

Do you feel like you have a message to the world, but don’t have a platform to deliver it?

Maybe it’s time for you to start a blog.

DollarSprout started in a small apartment as an outlet for two college buddies to talk about all things personal finance. Fast forward a few years and DollarSprout is now a team of entrepreneurial money nerds helping to educate others on the topic of money management.

What started as an online side hustle turned into a full-fledged business endeavor.

Here are some of the many ways bloggers make money:

  • Selling advertising space
  • Promoting affiliate products and earning commissions
  • Selling their own digital products and courses
  • Sponsored content, and more.

Starting a blog is easy, but turning your blog into a successful business takes months to years of hard work, patience, and a continual willingness to learn.

If blogging sounds like the side hustle (or full-time business) of your dreams, we’ve put together a helpful guide to get you started.

Here’s a quick rundown of the process:

1️⃣ Find your niche. Start with something you’re passionate about (no need to be an expert).

2️⃣ Set up your blog. We recommend HostGator (it costs as little as $2.75/mo).

3️⃣ Start writing content that helps readers solve a problem.

4️⃣ Build an audience. Pinterest is a great starting point.

5️⃣ Start to Monetize. Ads, affiliate marketing, products — it’s up to you!

Want to see how we built a profitable blog?

In this FREE 7-day email course, you’ll join 50,000+ other readers in:

  1. Seeing the exact steps we took to earn our first $1,000 blogging (and beyond).
  2. Starting your own blog (and learning how to write epic, money-making content).

You’re in! Check your inbox for your first lesson.

19. Make Money with Facebook Ads

Facebook ads — we’ve all seen them. Thousands of times even.

A new pair of shoes. A new car. Whatever item you merely thought about just 3 minutes prior. (Seriously, they’re creepy sometimes.)

But have you ever stopped to think about the other side of the equation? Like, who is responsible for creating the oh-so-good looking ads that you see and just have to click on?

Odds are, it’s someone just like you. It’s not like you learn how to create Facebook ads in school. It’s a post-secondary skill that you learn through lots of trial and error, or by having a mentor to guide you through the process.

The best Facebook ad creators are ones that can put themselves in the shoes of a prospective buyer and sell them on a story. A story that helps a customer envision themselves using a product, and one that doesn’t end until they hit the “buy” button.

What exactly do Facebook ad specialists do?

Facebook ad specialists help businesses get more customers and sales.

Think about how many local businesses are in your area (not giant retailers like Walmart or Dick’s Sporting Goods, but local coffee shops, chiropractors, law firms, etc.).

Chances are, most of them are not taking advantage of Facebook advertising.

These businesses may have a Facebook page, but most are not using them effectively to attract more clients or drive more sales via paid advertising.

That’s where you can come in as a Facebook ads specialist. The best part about this work-from-home job in addition to its flexibility is that learning the art and skill of Facebook ads isn’t impossible. Anyone can pick it up and secure their first client within a month.

Local Facebook ads experts help their clients with:

  • Creating Facebook ads based on business goals
  • Reaching their target audience/clientele
  • Managing advertising budgets and monitoring campaigns
  • Split testing ad variations to get the highest ROI (return on investment)

How much do Facebook marketers make?

This all depends on the results that you can deliver for your clients. Most Facebook ad agencies — even one-man shows — will usually charge a monthly retainer as their “management fee” for managing the ads.

It’s industry standard to charge anywhere from $1,000 – $2,000 per month per client, and you don’t need any website or marketing experience to get started. This is in addition to the ad spend itself, which obviously goes directly to Facebook.

As you bring on more clients and build a reputation in your community for delivering outstanding results, your income can quickly increase. It only takes a handful of clients to start building a full-time income.

How to become a local Facebook marketer:

The FB Side Hustle Course will show you how to manage Facebook ads for local businesses, step by step.

In the course, you’ll master the three phases of building your work-from-home Facebook ads business:

  1. Learning how to set up a Facebook ad system for a local business
  2. How to find prospects who will pay you for this service
  3. How to convert those prospects into clients

If you want to learn more about Bobby and Mike’s backgrounds and how they’ve built their Facebook ads business, you can check out their story here.

20. Start a Drop Shipping Business

The drop shipping business model is taking the internet by storm right now, and for good reason. It’s a legitimate online business model and requires very little startup cost.

What is dropshipping?

In the words of Shopify,

If blogging isn’t your thing but you still want to start an online business, starting an e-commerce site is another option to consider.

If you didn’t gather from the Shopify explanation, the premise of drop shipping online is simple. You create a storefront, arrange product sales directly between a manufacturer and a consumer, and collect on the margins created by being a middleman.

If you get good at driving web traffic to your storefront (using paid methods like Facebook Ads), you can score a healthy ROI on high-margin products.

In fact, there are dozens of people all over the world that have made tens of millions of dollars doing exactly this. Now, their results aren’t typical, but it goes to show that sometimes there is value in mastering a skill outside of a traditional career path.

If interested, Shopify frequently offers free workshops designed to teach you the basics and how to get started.

How to Earn Passive Income Online

The items in this section all require an up-front cash investment but offer the opportunity for your money to make you even more money — all online. If you are financially able to, building up passive streams of income is a key part of accumulating wealth.

21. Earn Money as an Airbnb Host

If you want to get your feet wet in the renting business, Airbnb is a great way to get started.

If you own your home, or your landlord permits it, you can earn money online by sharing your home with others.

Here’s how it works:

  • Create a free listing: Describe your space, how many guests you can accommodate, and add photos and details.
  • Pick your price: What you charge is always up to you.
  • Get paid: You can be paid via PayPal, direct deposit, or wire, among other ways.

So just how much money can you expect to make? According to Airbnb, the average host makes $6,000 per year. To get an even more accurate quote, check out Airbnb’s homepage.

That’s a lot of money for letting someone else sleep in your house while you vacation or spend time elsewhere. More impressively, some hosts have made as much as $200,000 renting out their pad while living somewhere cheaper. If you’re apt to switch up living arrangements to make a little cash, this seems like a no-brainer way to do it.

22. Invest in Crowdfunded Real Estate

Many people consider real estate investing one of the best ways to accumulate wealth. The problem is, it usually takes a good bit of money to get started.

Luckily, there’s a way to invest in real estate without buying entire properties yourself.

Introducing Real Estate Investment Trusts (REITS)

A REIT is a pool of money, managed by financial professionals that goes towards investing in real estate. Investors put money into the REIT, the REIT buys properties, and the returns go back to investors.

The best part? You don’t have to worry about handling the landlord duties.

Most REITS still require a hefty investment to get in, but we found a place that has just a $500 minimum investment to get started. With Fundrise, you get access to dozens of solid, value-producing assets.

How to invest with Fundrise:

  • Invest directly in a real estate portfolio that a team of professionals identifies, acquires, and manages on your behalf.
  • 8% to 12% expected annual returns
  • Read our Fundrise Review here or watch the video below.

All-in-all, it’s an ultra-easy way to diversify your investments and get exposure to a market that may have been previously inaccessible.

23. Rent Out Your Car

How much downtime would you say your car has each week while you’re traveling, at work, sleeping, or just hanging out at home?

According to Getaround, most cars in the U.S. sit idle for up to 22 hours per day. That’s 22 hours a day you can lend your vehicle to someone else and get paid to do it.

As a Getaround participant, you also get access to premium parking and a $50 monthly rental credit in addition to the money you make renting out a vehicle.

With $1 million in insurance coverage, your property is in good hands.

To get started, just register for a free account, name your car, set the location and availability, and enter a description.

If you decide to stick with Getaround after the 30-day free trial, you’ll pay a one-time fee of $99 for a Connect™ installation and a flat fee of $20 per month. The Connect™ allows renters to locate and unlock your car straight from the app so you don’t have to deal with lost or stolen keys. It also comes with added security features like tamper detection, GPS tracking, and engine lock.

You’ll also get a digital key so you can access your car any time and unlock it from your phone. If you ever have issues, Getaround is there for you with 24/7 roadside assistance and customer support.

Rental earnings accrue on a monthly basis and are paid on the 15 th of the following month. Getaround keeps 40% of all earnings to cover the costs of insurance, 24/7 support, and other perks.

24. Invest in Dividend-Paying Stocks

It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually one of them.

What are dividend stocks?

Usually when you buy stocks, you do it with the intent to buy low and sell high. Dividend stocks work the same way, but with one other benefit: just for owning the stock, you get a small portion of the company’s earnings.

So with dividend stocks, you get paid when the stock goes up in value, and when dividends are paid out.

If you are looking to get started with dividend investing, or any stock market investing, consider checking out Acorns . It’s a beginner-friendly app that can help you get started with investing using just your smartphone.

Better yet, Acorns is now offering a $10 sign-up bonus if you open a new account. After registering, Acorns will deposit a free $10 into your account to give your investments a head start.

25. Try Peer-to-Peer Lending

If you have cash on hand and are looking for a high-interest rate investment outside of your retirement account, consider peer-to-peer lending (AKA P2P Lending).

What is peer-to-peer lending?

Peer-to-peer lending is a financial system that matches prospective borrowers with investors that are willing to fund their loans. It’s like traditional lending but without a bank as the middleman. As an investor, you take the bank’s place in the equation and collect interest payments on the process.

How much money can you make?

It depends on what types of loans you invest in and how much money you invest with. If you play it safe, you can expect to make 2-5% per year, whereas riskier loans can pay as high as 12% or more.

Lending Club is one of the largest online P2P Lending marketplaces:

  • Open an account and transfer as little as a $0.01 minimum initial deposit.
  • Build your portfolio: Invest in a range of loans in increments as little as $25.
  • Get paid: Receive monthly payments as borrowers repay their loans.
  • 99% of Lending Club investors with a 100+ note portfolios earn positive returns.

When the interest rates of cash equivalents (short-term bonds, money market funds, etc.) are depressed, peer-to-peer lending presents a profitable alternative to just letting your cash sit idly by.

Your Turn

We live in an age where there’s an opportunity to make money online at every corner. That said, you can’t just leave your computer unattended on your desk and expect your bank account to grow.

Unless you have money to invest, you have to put in some good, old-fashioned hard work.

Keep experimenting, keep learning, keep putting yourself out there, and eventually, you will find the right online money making opportunity for you.

Author

Hi! I’m Megan. I’m a personal finance enthusiast on a mission to help millennial men and women understand and make more money. Along with writing and editing content, I work one-on-one with individuals as a financial and behavioral money coach.

Thank you for this, we are drowning in debt and I’m trying my hardest to get a head. Your tips were really helpful

You definitely should add PicturePunches to the list. Probably the easiest way to make money online today.

Great read! I’ve tried many things, and I’m not trying to get rich, just make enough for gas money, a date night, or pay a bill at the end of the month. I answer surveys while I watch TV at night or on break at work and regularly make 5$ a day!

What survey website do you use to make so much?

This is great! Megan, any luck with survey sites that earn at least $5 a day? Not looking to get rich, just a few bucks here and there would be awesome. Thanks!

Survey Junkie Pays pretty well. I’ve already made over $100.00 bucks with them!

5 Things I Do to Make $50,000+ a Month Online

Yes, you can make money online.

That sounds really dumb to say and I hate saying it because that phrase alone sounds scammy as hell.

Anyone can make money online and I’m not trying to blow smoke up your ass.

There isn’t a crazy system that you need to learn or a mystery that you need to solve.

Go on Pinterest and check out any big blog. Everything they do to make money is sitting right there in front of you.

It might seem so obvious to you that you don’t actually believe it. You might think that there is a secret that you are missing but there really isn’t. If you study enough success stories you can see the methods that they use.

In this post, I’m going to explain to you the 5 different ways I make money online and how I was able to achieve each one.

Who the Hell am I?

My name is Paul Scrivens and I run 7+ different online brands (I lose count so I just add the ‘+’ there to make my life easier) in different niches, not including this one.

Before you get the wrong idea, you don’t need to run this many brands to make this kind of money. I just do it because I like to understand how to be successful in a number of niches.

Currently, across my sites, I make over 5 figures every single month. It varies from month to month depending on the niche and what I’m promoting but every month I’m guaranteed (okay, nothing in life is guaranteed but it’s consistent) to make at least $50,000.

(If you’re interested in going behind the scenes of my brands then check out Odd Noodle Kitchen where you get complete access to income reports and the different things that my team and I are doing to grow things.)

Here is a screenshot of one of my sites bringing in money almost daily:

Note: I can’t receive bank deposits over the weekend so some days in the above image are skipped.

If you want to get an idea of some of my sites (besides this one) then here is a list of some of them:

As you can see, I’m pretty varied in what I do and it’s important to keep in mind that all of these sites contribute towards the money I make each month.

What about the other sites that I haven’t mentioned? They are still in the grow-out phase so they won’t be added to the list until they start bringing in money as well.

First Things First

Before I dive into the 5 ways I make money online I want to talk to you about the most important aspect of making money online no matter what route you decide to take: building an audience.

If you can build an audience online then you have an easy road to making money.

This is a basic concept to understand. If you have an audience that pays attention to you, you can make money.

It’s the core concept of any audience whether it’s online or offline. Without an audience (clients, customers, members), you have no business.

The problem is that many people just don’t know how to build an audience or don’t put any focus on building an audience. Instead, they concern themselves with blog themes, Twitter posts, and other small things that don’t move the needle.

This is a big reason why one of the first courses in the Blog Simple Framework is a Pinterest Course. You need to learn how to build an audience and that means getting traffic.

If you can get traffic to your site then the whole world begins to open up for you.

It’s great that some bloggers will tell you that you don’t need much traffic to make money and they aren’t wrong, but if you can get a lot of traffic everything becomes much easier for you.

If I have a blog that is getting 100,000 page views a month that means that I’m probably getting at least 50,000 people to the site (most blogs will do between 1.2 to 1.4 pages per session). That means I have to try and get some small percentage of those people to buy something from me if I really want to do well. If I can’t get them to buy something then (in some cases) I have ads running on the site that will make me money anyways.

With a decent ad network, like AdThrive or Mediavine, 100,000 pageviews should net you between $800-$2000 a month.

As the number of people visiting my site increases, the chances of me making more money increase. That should be easy enough to understand with one caveat. The traffic just can’t be random traffic. It has to be traffic that is interested in what I’m writing about.

You aren’t going to bring 100 vegans into your hot dog shop (no you don’t serve tofu dogs).

It’s a pretty simple formula but for some reason, many bloggers (and other website owners) don’t put a lot of time in figuring out how to get traffic to the sites.

Make It Easy With a Good Niche

Now, let’s address something else which is going to be bad news for some of you.

If you want to make money online then I’m not going to tell you to follow your passion. Instead, I advise you to do stuff that has been proven to work.

If you like the idea of starting a blog then know that there are only 7 blog niches that get good traffic and make good money.

There really is no reason to try a different niche for your first blog.

I’ve spoken with people that want to start blogs on the topics they are most passionate about and they assume that they will do well simply because they believe other people love the topics as much as them.

What people love are things that make their lives easier and better. Why do you think how to make money blogs, personal finance blogs, and health blogs do so well?

Don’t hesitate to start a blog in a big and popular niche. The audience is already established in those areas so it’s pretty silly to avoid them.

With that being said let’s dive into the ways that I make money online.

The 5 Ways That I Make Money Online

I’m going to surprise you here and say that one of the ways isn’t by blogging.

Nobody pays me to blog.

However, the whole reason why I can make money online is because of blogging so if you want to make money online I suggest you get into blogging.

Blogging is your marketing platform. Fancy marketing people like to call it content marketing.

Blogging gives you the opportunity to build an audience which in turn gives you the chance to open up new revenue streams.

Get this straight, blogging opens the doors for a ton of opportunities for you. So when you see other people talk about the virtues of blogging, they aren’t talking about how awesome it is to write a piece of content.

In fact, one of the last things I want to do is sit down at a computer and write.

They are talking about how blogging levels the playing field for individuals to be able to reach thousands or millions of people similar to a bigger company.

My site, Keto Bootstrap, reaches over ONE MILLION PEOPLE A MONTH. That’s completely insane to me.

Every single way that I make money online is directly connected to my blogging but I don’t want to say I make money by blogging.

That might be a small technicality but I wanted to get that out of the way.

1. Ads

This is the second easiest way from a technical standpoint to make money online because you don’t have to do much to get them set up. If you use one of the ad networks that I mentioned above then they actually do all of the work for you!

What you do need though is a shit ton of traffic for this to be effective. By this, I mean at least 30,000 page views before you even want to consider putting ads up on your site.

I don’t use ads on all of my blogs but the few that I do, I use AdThrive or Mediavine and both have been wonderful.

Now I know the question you are asking is how much money do I make for the amount of traffic that I get. I get paid every time an ad is shown on my site but you get fractions of a penny for each view. For this reason, ad dollars are measured in CPM.

This means that for every 1,000 page views I make $X amount of money.

So with AdThrive/Mediavine, depending on the niche and the quality of ads, the CPM fluctuates between $5 – $30 per 1,000 page views.

If I do 100,000 page views in a month (the minimum you need to apply to AdThrive) then I will make anywhere between $500 and $2,000 for that month. Again, it’s dependent on the topics that you write about.

Not bad, but not great considering the other ways that you can make money.

However, ads are the most passive way to make money online. Your only focus is to get people to continue to come to your site which can be challenging in its own right.

As of May 2020, I do about $15,000 a month in ad revenue.

2. Affiliate Marketing

This is the easiest way to make money online from a technical standpoint because you don’t have to do anything but post a link on your site.

That link points to a manufacturer of some product that will pay you every time someone purchases from them.

For example, if I run a car blog and I sign up for an affiliate program with a car parts shop, I can link the different car parts that I like on my blog and when people click on the link and purchase from the car parts shop I get a cut.

The commission that you get is totally dependent on the affiliate program. There is no status quo. I’ve seen percentages range from 4% to 90%.

However, making money with affiliate marketing is a lot harder than people present it. You might think that all you need to do is put a link on your site and then watch the money flow but that isn’t the case.

You have to do a lot of upfront work to convince your audience that they want/need a particular product. If you can’t do that then your links will just sit there unclicked.

I also have an awesome course dedicated to affiliate marketing that will show you all of the steps that I take to make money with affiliate marketing. It’s inside of the Blog Simple Framework.

3. eBooks

I love writing eBooks because you can make them as simple or as complicated as you want. The easiest way to make an ebook is to simply write it in some type of word processing application (Word, Pages, or Google Docs) and export it as a PDF.

There you go. You now have an eBook that the world will enjoy.

eBooks are a great starter product for many bloggers because everyone has the tools to create them.

Some people believe that your ebook has to be super long for it to be successful and I’ve seen 4-page ebooks do well and 200-page ebooks bomb.

It’s completely dependent on the subject matter and what problem you are trying to solve.

If you don’t even want to set up your own website you can go directly through Amazon’s Kindle Direct Publishing to reach millions of people instantly. Of course, you are dealing with a lot of competition but I know authors that make over $40,000 a month with their Kindle books.

Curious about creating your own product? Then you’ll want to check out the Offer Map which gives you the blueprint for finding that perfect product idea for your audience.

4. Online Courses

This is one of the most lucrative ways to make money online when you have an audience.

To make $1,000 with ads (on a good ad network) you need to do between 70,000 – 250,000 page views a month (remember it depends on the niche). That’s a lot of people!

To make $1,000 with affiliate marketing you might need to sell a couple dozen/hundred items.

With online courses, you can make $1,000 by selling just a couple (dependent on price).

For example, the current price (as of this writing) for the Blog Simple Framework is $799. To make $1,000 this month from the site I will need to sell 1.3 seats.

That doesn’t require me getting 100,000 people to the site. Hopefully, it only requires less than 100.

Out of these 5 methods, online courses are both the most technically involved and the most time-consuming.

I love teaching people but I hate the process of making courses just because I like instant results.

Online courses take planning and time to get right. At least the good ones.

If you throw videos into the mix it takes even more time.

This takes hours and my throat always hurts when I’m done.

But again, I make most of my money from online courses so the effort is worth it.

5. Membership Sites

It provides me with a steady income that I can rely on to come in every single month as more and more people sign up.

Membership sites can work in a number of different ways. You can simply offer a forum. You might offer monthly video lessons. You can think of a number of different things but you must make sure that you are providing continuous value to your audience.

Membership sites usually work best once you have an established audience to work with. Starting them from scratch without an audience is difficult because people join membership sites with the intention of interacting with other like-minded individuals.

If they are the first one to the dance and nobody shows up for days or weeks then they will quickly lose interest.

More Ways to Make Money Online

These aren’t the only ways to make money online. There are a ton of other options:

The list goes on. In fact, I’ve written 15 more ways to make money with your blog that you should check out.

So where do you go from here? If you’re interested in getting a blog started I suggest you begin with my free guide to blogging to get a feel for everything I do to grow a successful blog.

If you’re ready to jump into digital product creation then you can read the story about my first product failure.

Remember, you don’t need to have as many brands as I do to make good money. Most people do it with just one and I could as well but if I’m going to teach others how to build successful businesses, then I need to show I can create successful brands in other niches.

Nobody likes the person that fakes the funk.

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