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Daily Transcription Review – Is It Legit or Scam? (2020 Update)

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Daily Transcription review, is it legit or scam?

As a beginner, I use to wonder how and where to find information about certain queries. To help people like me, I started writing reviews specifically pointing to the mostly dealt with questions now and then.

Coming to the transcription job, this is for people with good listening and typing skills and is wondering what to do in their free time. Just imagine if someone is offering to pay you for your free time and for your special skills. Sounds great right?

So there you go. This, of course, is some serious means to make money and in a legitimate manner.

Firstly I would like to mention that transcription as a profession is definitely good for freelancers who wish to work as per their convenience.

Who in this world will not love to earn money in free time? So this is it and this is your chance to get started and make use of your free time and make it productive.

In the Daily Transcription review, I will walk you through the company history, overview and all major in and outs of this profession and Daily transcription company.

In the end, you will have a very clear picture of what transcription profession is all about. Finally, you will also have a good idea about the prospects of this Daily Transcription company.

If you are looking to make extra money while staying at home and flexible work schedule. Well, in that case, this is the ideal work from home job for you. You will be paid here for your listening and typing skills.

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About Transcription:

At transcription job, you are required to convert speech either recorded or live telecast sometimes on to a document.

Transcription services are extensively used for medical business and legal purposes. Some clients require video or audio to be transformed into text.

Transcription, in general, is to type in the audio files either recorded or live audio at times. There are different types of transcription jobs that need different skillsets and equipment.

The different types of transcriptions are

General Transcription:

In this, we are normally required to type in audio files from seminars, webinars, workshops, speeches, etc. This does not require any specific training. This includes data entry, legal transcription, financial/corporate transcription and offline captioning.

Medical Transcription:

This transcription process relates to the medical field wherein the transcribers transcribe the dictation of the doctors which later on will be added to the patient’s medical records. This requires training which will be a one-year certificate course or a degree.

Real-Time Transcription:

This transcription process requires the transcribers to listen to live audio and convert to document. This transcription work needs good typing and listening skills. Transcription companies normally hire very experienced transcribers for this job role.

Daily Transcription Review – About The Company:

Jason Reeves started Daily Transcription in 2005. This makes it a company with a history of almost 14 years.

With the age of the company, it’s self-explanatory that it’s a legit company. Had it been anything fake would have already shut down by now.

Daily transcription has been hiring and paying people well and on time since it is in the business. This makes it easy to understand the financial stability of the Daily transcription company.

Daily Transcription claims that they underwent security audits from fortune 500 companies. They add on to claim that they are 98% on target.

Daily Transcription hires people to transcribe audio tapes to documents. They have business mostly with the entertainment industry transcribing their audiotapes.

The best part about this company is that they have transcription jobs in over 30 languages which means that anyone with a second language apart from English can easily transcribe in French, German, Spanish, etc.


As per my research with various transcription companies, the requirements are pretty much similar.

Unfortunately, Daily Transcription doesn’t clearly mention their specific requirements on their website. However, It should be pretty much the same as other companies in the same business. The basic requirements are,

  1. Good quality headset,
  2. A good and functioning computer,
  3. Broadband internet connection,
  4. A foot pedal (recommended but not compulsory).

The foot pedal will ease your job as with this you can play, pause so that our hands are free for typing.

I would also recommend the use of some word processing software like Word Perfect, MS Office. Grammarly is a software that can be a vital tool in this business.

Grammarly can detect your work for errors and red flag them and also suggests how that can be fixed.

In this business line payment is purely dependent on how many transcription projects we do. I suggest having good hardware and software is the key here.

Daily Transcription Hiring Process:

Daily transcription normally hires people who are seriously committed and can follow instructions. This job is on call/ as needed and hence one can be assigned a task in the morning and might ask to be finished by evening.

You can apply online which might be a bit frustrating for some users. At times you don’t get a call for many weeks. This is how you apply to work with Daily Transcription.

Firstly you just need to fill in an online form on the Daily Transcription website and attach your resume. If you are already into this business make sure to specify your experience in detail.

Daily Transcription will ask you for your full name, email address, location and how you got to know about this company.

Furthermore, you have to be over 18 years of age to get into this hiring process. Daily Transcription will hire people only from Canada and the US.

After filling up the online application form you will take an online test. It will be a simple transcription test to check and access your abilities.

Always bear in your mind that this will be a time-bound test so make sure you are focussed and ready to take the test.

Finally, once all this is done the company representative will get in touch with you. Be sure to check your email regularly.

Working Process:

Frankly speaking, this is purely based on when the company needs you so there will be no guarantee of the continual work. Hence at times, it can be a bit of a concern for some aspirants.

This means at times you might be idle and some time will be heck work. So be sure you are ready for this for motivational reasons.

As mentioned earlier, this is strictly a time-bound job so always keep an eye for any job postings so that you don’t miss out on any time to finish the task.

The company claims the workflow will be flexible but as this is seriously time-bound this will drive you to finish on time as per the company’s requirement.

Once this is done within the specified time the work accuracy will be checked. Once the accuracy is over 98% your payments will be available over PayPal which is very good.

As PayPal has its reputation for the fund’s mobility one can rest assured.

In my next section, I will brief you in detail about the way payments are carried out in Daily Transcription.

Daily Transcription Pay Rates Review:

Every company has a different pay process and rates depending on their financial policies in the transcription business.

It’s not an hourly pay mode instead it is based on the jobs that you are assigned and finished. At Daily Transcription you will be paid via PayPal on a weekly basis.

Daily transcription doesn’t outsource their jobs so basically available for American and Canadian citizens to be precise. Furthermore, let’s have a look at some benefits of working for this company and how much one can make on a weekly basis.

  1. A freelance transcriber can plan his work according to his feasibility.
  2. People can work from anywhere and anytime they want.
  3. Will be paid on a weekly basis through PayPal.
  4. Will get training and feedback will be given to communicate the fields of development.
  5. Daily transcription pays between 0.75$ to 0.85$ per minute which is higher than its competitors.
  6. The topmost transcriptionists working for Daily transcription make around 300 $ to 900 $ a week.

Our Recommendation/Thoughts :

Daily Transcription is definitely a legitimate and reliable company to work for.

They hire freelancers for transcribing audiotapes to text documents. They have clients mostly from the entertainment industry and various sectors, So work is more than enough for now and this changes from time to time.

As mentioned this definitely is not a stable job and one can end up weeks sometimes without any work, however, one can compensate this when there is work.

The payment process and system of Daily transcription are really good and people working for this are reasonably happy by the way the payments are carried out. Therefore it goes on like a happy employee and a happy employer.

Therefore if you are looking for a full-time job prospect this definitely is not the right place. However, this can be looked at as a passive income source when the company has much work to offer you.

Finally, my verdict about the Daily Transcription company is that its a legitimate company which is a very noteworthy point and also with a proven track record both in terms of having work density and also with the fair payment process.

Daily Transcription Review – FAQs:

It is quite obvious that people always have many questions in mind before taking up any job and hence I am posting some frequently asked questions about transcription jobs and Daily transcription company.

1) Can we work from any part of the world?

Currently, only US and Canadian nationals are allowed to work.

2) How long does it take for work to be reviewed?

It normally takes 1 to 3 working days for the work to be reviewed.

3) Is there any limit on the amount of work to be finished per day?

No, there is no specific limit for this on a daily basis, Instead meeting the deadlines to finish the work in assigned time is important

4) Is transcription work available in any other language than English?

Currently, this is available only in English.

5) Do I need a PayPal account?

Yes, you definitely need a PayPal account for the payments.

6) Will my pay rate change depending on the quality of my work?

For all the approved work payments will be made in full and no payments for rejected work.

7) How will the payments process work?

Payments will be on a weekly basis via PayPal for all the approved work.


I conclude stating that Transcription as a job is good to take up as one is not bound by any timings and moreover no cubicle bounding issues.

Your special abilities in listening and typing will earn you money in your free time to make the most of it and start earning money with your special skills.

Furthermore, there is one important thing I would like to stress about transcription jobs is that these jobs are strictly time-bound and one needs to meet the deadlines well, Please bear this in mind.

Transcription jobs are not that tough as most people think, however many training programs are available to brush your skills in becoming a good transcriber.

I hope my review about Daily transcription and Transcription jobs is of some help to people who are stuck with many questions about the company and transcription jobs. All the best and happy transcribing.

iMarketsLive MLM Review (2020): Scam, Wolf, or King of Wall Street?

Table of Contents

It’s All About The Benjamins

So you wanna get rich from Forex trading, huh?

I know the feeling.

But you might wanna think twice about joining iMarketsLive.

Like it or not, most MLMs like iMarketsLive are dressed up sales jobs.

Whether it’s selling “the dream” to your friends and family to convince ’em to sign up for your new Forex trading program…

Or just buying and selling currencies in the Forex market yourself.

Either way, you better enjoy hustlin’ and grindin’ if you’re gonna make it in this game.

Let me break it down for you:

iMarketsLive – short for International Markets Live – is a unique multi-level marketing company that’s all about Forex trading.

That’s short for foreign exchange trading, also known as currency trading.

It’s just like the stock market but instead of buying and selling shares of companies, you buy and sell currencies like the U.S. and Canadian dollar.

And unlike a regular 9-to-5 job, skilled currency traders can make (or lose) serious bank.

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In fact, the Forex market is the largest financial market on the planet — doing 5 TRILLION (with a “t”) a day in trade volume.

That’s over 200 times larger than the New York Stock Exchange!

Now you can see why there’s an absolute sh*tload of Benjamins to be made in Forex.

And iMarketsLive is doing exactly that:

By 2020, they were pulling in over $6 million per month.

They’ve also experienced a tremendous amount of growth and momentum in 2020 and 2020.

But there’s a fair amount of controversy surrounding this network marketing phenom.

If you’ve noticed that too, you’re probably interested in a lil’ more info about ’em, right?

You’ve come to the right place, brotato chip.

iMarketsLive Company Overview

First things first:

iMarketsLive is a Forex trading MLM that offers various trading educational products and services to a global audience.

They currently appear in over 120 countries and have training available in 8 major languages.

As you’d expect, their headquarters is located in the center of the financial universe:

New York City, New York.

They also have a staff of over 60 educators who have a single job: Teach peeps like you and me about the joys of Forex and cryptocurrency trading.

Oh, did I not mention they do cryptocurrency markets like Bitcoin as well?

The company’s vision, according to their website, is to “Educate, Enrich, and Empower One Million Students by 2020.”

Admittedly, also according to their website:

Trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing financial security or life style.

To be fair, that could be said about any investment opportunity (e.g. financial services from Primerica, binary options, etc), but Forex trading is notoriously difficult — I know from personal experience.

Risks aside for now, let’s talk about how iMarketsLive came into being in the first place.

When Was iMarketsLive Founded?

What’s the real story behind iMarketsLive?

Well, for starters:

International Markets Live, Inc. was founded back in 2020 by CEO Christopher Terry.

But you know what’s weird?

iMarketsLive’s corporate website is surprisingly thin when it comes to offering information.

Most companies, even most MLM companies, have at least a little history of the company along with a small biography of the founder/CEO. has no such information on their site and seems to prefer to remain as mysterious as possible.

But I did manage to find this page, which appears to be an older bio of the company’s founder Chris Terry.

Here’s an excerpt:

Mr. Christopher Terry began this journey in construction, both as a worker and eventually as an owner, for nearly 12 years. In 1995, he discovered commodities trading and began to immerse himself in the markets.

In just 3 years, he was confident enough to walk away from his Construction Business, which had generated sales in excess of $40 million that same year, in order to become a full time trader.

Over the years he applied and effectively utilized this winning strategy of gaining the necessary learning and experience through the proper Mentors and then imitating the strategies of successful people.

While doing so he realized the same process of following success step by step, could bring average people everywhere to the same level of success that he himself had achieved.

Mr. Terry began to realize that at this point in his life it was his calling to help change people’s lives on a massive Global scale through a marriage of Network Marketing with Professional Trading.

This is why, in August 2020, Mr. Terry made the decision it was time to act on this Philosophy, and International Markets Live, Inc. was born.

One thing that’s missing from that bio of Chris Terry is his long history with MLMs and network marketing.

Terry came up in Amway, and although by his own admission he didn’t actually make any money, he said it gave him a “mindset of wealth”.

In other words, he probably realized the folks who made the most money in an MLM were the ones at the top and who recruited the largest downlines.

This also might explain why Chris Terry was reportedly a big promoter of Zeek Rewards*, which got busted by the SEC in 2020 for being a ponzi scheme.

(*In this interview with Denise Martino, Terry refers to Denise as his “downline member” and she clearly appears to be in Zeek at the time.)

Despite these failed business attempts, Chris Terry persisted and while the idea of iMarketsLive was spawned in 2020, it officially launched in 2020.

The new Forex trading MLM grew quickly and by 2020, iMarketsLive reached 55,000 members.

Unfortunately, that same year brokers began locking the accounts of many iMarketsLive customers for using an unregulated “expert advisor”.

Here’s what happened:

iMarketsLive had a special little automated trading program called “FX Signals Live”.

The program automatically mirrored the trades of Chris Terry himself, so members could essentially play the Forex market without actually understanding it.

However, one of the main reasons there are regulations in the investment world is to prevent exactly that.

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And when legitimate brokers like FXCM decided they wouldn’t allow it anymore, FX Signals Live was discontinued in 2020.

As a replacement, iMarketsLive released their new online “Harmonic Scanner” designed to help follow market trends.

It’s a little technical but here’s a basic video that explains what it does:

It’s basically an online tool that scans the market in real-time and gives you alerts for different price patterns and trading opportunities.

But now you actually have to know what’s going on and make the trades yourself.

What Are iMarketsLive Products?

iMarketsLive sells you on the ability to become a successful currency trader.

Sure, you could try to learn it all by yourself.

After all, how hard could it be to click a few buttons and place a few trades?

Buy low, sell high.

Easy peasy, right?

Well, despite what you may have heard, day trading is MUCH harder than it sounds.

That’s why iMarketsLive offers a full suite of support and trading education.

Over 100 training videos and modules offer basic and advanced strategies on both Forex trading and cryptocurrency investing.

You can also access live trading rooms and watch experienced staff members place trades and talk about the secrets of their success (in 8 different languages).

Here’s a good overview video that explains the iMarketsLive opportunity:

Obviously that’s a company sponsored video, so take it with a grain of salt (don’t drink the Kool-Aid).

But I will say that iMarketsLive seems to provide a ton of help for their members, which is always a big plus.

Even CEO Chris Terry himself gets in on the action, holding Sunday night webinars that you can sit in on.

Additionally, iMarketsLive gives you access to their proprietary financial trading software.

As mentioned earlier, their Harmonic Scanner searches the market for harmonic patterns to exploit and profit from.

Their Web Analyzer does the same with cryptocurrency, for an additional fee.

And even though their trade-mirroring service is gone, iMarketsLive still provides other ways for you to copy what their experts are doing.

Swipe Trades will alert you to “Forex trade ideas” including risk management and expert guidance for an extra $17 per month.

Swipe Coin does the same but for Crypto trade ideas and info, for an extra $100 per month fee.

While that may seem pricey, keep in mind that it allows you to get solid trade ideas sent right to your phone without having to do any of the legwork.

Because let’s be honest: If you knew what you were doing when it comes to trading, you wouldn’t be paying this company $165 a month or more for the privilege.

Long story short: The more you pay iMarketsLive, the more training and tools you get.

Speaking of which, here are your membership options if you wanna join:

iMarketsLive Membership Options

*Mobile users: scroll left/right on table if last column is not fully visible

iMarketsLive Membership Options
$189.95 $189.95 $225.00 $325.00
$179.95 $179.95 $164.95 $274.95
DC Academy HFF Academy IML Forex and Crypto Academy’s IML Forex and Crypto Academy’s
DC Scanner HFF TV IML TV (All Sessions) IML TV (All Sessions)
SwipeCoin App PipTalk Harmonic Scanner Harmonic Scanner
IMLTV Sessions High Frequency Forex Swing Trades & Night Owl Sessions Swing Trades & Night Owl Sessions
Pip Talk (Basic) Pip Talk (Basic)
Swipe Trades
Web Analyzer
Bounce Back
Gold Cup
High Frequency Forex

Hey, nobody said day trading was cheap.

To be fair, iMarketsLive does offer a 7 day, 100% money back guarantee to all of its subscribers.

If you’re dissatisfied with their service in any way, you can get a full refund of your membership fee within a week of signing up.

iMarketsLive gives their Customers a “2 & FREE” option as well — if you personally refer 2 people into buying a monthly membership, your membership is free.

So: If you can convince a couple people that Forex trading is awesome…

You don’t have to pay anything to get the iMarketsLive training and support.

Sounds good, but here’s something you should know from a guy who’s been in the trenches:

My Forex Trading Experience

The risk factor in Forex trading is something we shouldn’t just gloss over.

As mentioned in iMarketsLive’s disclaimer, you can easily lose all your invested money in addition to the monthly fees.

I should know — years ago, I was heavily into Forex trading and learned everything I could about it.

Technical analysis, risk management, chart indicators — you name it, I tried it.

And that’s not all:

I kept daily trading journals, learned how to read candlesticks, recognize trends, and was a particular fan of using 2ATR for a trailing stop loss.

Along the way, I traded almost every currency pair, chart timeframe, and read every trading strategy book I could find.

(Here’s my personal favorite, along with this one originally published in 1930.)

I should also mention that I paid a small fortune for different trading systems, tools, and “secret” strategies from so-called experts.

I’m FAR from the smartest guy in the room — but I’m not a complete Muppet either.

I wasn’t just gambling (only risked 2-3% max per trade) and I gave Forex trading everything I had for almost 3 years straight while I was still driving truck.

And even though I had periods of profitability, in the end I always lost money.

Not to mention I also got sick of the highs and lows of trading — feeling like a God one week, damn near suicidal the next.

Out of desperation, I finally resorted to following a mirror-trading service which ultimately blew up and reduced my trading account to almost nothing.

It was my own dumbass fault, but that’s when I decided to hang up my Forex trading gloves and look for something else.

Also contributing to that decision was realizing that after being on countless online trading forums — I wasn’t alone in my frustration and misery.

The only ones who seemed to be making any consistent money in Forex (besides the banks and hedge funds), were the guys selling me the tools and systems.

Just like during the gold rush back in the 1800’s, the real money wasn’t in digging for gold — it was selling the pickaxes and shovels to the desperate and hopeful.

Now obviously, there ARE successful Forex traders out there.

So just because this ex-truck driver with a GED couldn’t do it, doesn’t mean that you can’t make it work.

Like any other form of retail trading, some folks make money and some folks lose money.

All I’m saying is that Forex trading is hard as hell.

As a general rule, if you enter a gambling game against a lotta peeps who are more experienced and skilled than you are…

It’s a safe bet that the odds aren’t in your favor.

Don’t say I didn’t warn ya.

Pros: Why Join iMarketsLive?

Potential for serious income without recruitment.

Almost every MLM in existence requires you to recruit and grow a huge downline if you wanna make the big money.

The reason is simple:

Your time is limited and there’s only so many hours in a week that you can use to sell products to people you know.

Forex trading is different in the sense that you could gain (or lose) a lot of money all by yourself, without ever having to recruit anyone.

No pants required.

While most MLMs involve you dragging around a box of products to various houses, iMarketsLive is something you do from your desk or smartphone.

This is a very modern MLM and the entire thing (training + products + support) is all available online.

Never having to leave your house to run your business is a definite advantage.

For example, go try selling Amway products with no pants — I’m guessing it wouldn’t turn out so well.

Plenty of training materials.

Between all the videos, training modules, tutorials, and live help sessions, iMarketsLive probably offers more actual product support than most other MLMs.

If you’re willing to invest in your education and want a crash course in Forex trading, there’s a vast bucket of knowledge here waiting for you.

Cons: Is iMarketsLive a Scam?

First off: Solid trading advice don’t come cheap.

Around $200 up front plus $170 a month is what it’s gonna cost you for the most basic level of membership.

That’s over $2000 per year.

But if that trading advice makes you ten times that, it might be worth it.

You could lose a lot more than your monthly fees.

Yes, plenty of people lose money in MLMs (most do).

But they generally lose money from not being able to recoup their minimum purchase requirements and monthly fees.

With iMarketsLive, in addition to your membership fees, you’ll also have to risk your own trading capital to play the currency markets.

And you might lose all of that money too.

In fact, thanks to the way that leveraged trades work, you can actually lose even MORE than the full amount of your Forex trading account.

A strong fishy odor.

Can you trust iMarketsLive?

Well, sometimes the best way to predict the future is to look at the past (or just Google the present):

• iMarketsLive CEO Chris Terry has a previous connection with Zeek Rewards which the SEC had to shut down for fraud in 2020.

• The VP Alex Morton has a long history with MLM companies like Vemma Nutrition that had to settle for hundreds of millions of dollars with the FTC for being a pyramid scheme. You should check out this revealing article on Morton that shows the reality of being a professional MLMer when he was with his last company.

• iMarketsLive is banned as unauthorized in Belgium, and also received warnings from other countries like France.

• When I first published this article, iMarketsLive had an F rating (very bad) from the Better Business Bureau due to having so many complaints.

Then all of sudden they had an BBB rating of “A”, mostly thanks to a bunch of positive reviews that showed up around the same time (many on the same day).

Coincidence? Yeah, right.

As another reviewer pointed out, prob’ly because IML asked their members to spam their BBB page with positive reviews to drown out the negative ones.

Nice try fellas. Not shady at all.

Also can’t forget that iMarketsLive is an MLM which means recruiting other members is highly encouraged.

Here’s one of IML’s top earners explaining in detail how it’s done:

Ask yourself: If it was just about forex trading, why teach people how to recruit at all? Why not just trade forex and make a ton of money?

I dunno… maybe cuz:

Most retail traders lose money in the long run, so the real money is made by getting other people to join.

Is it really, though?

  • 87% of all IBOs make an average of $4.30 per month (you read that right, less than $5/mo).
  • 98% of all IBOs make less than $115 per month.
  • Only 0.3% of all IBOs earn more than $30k per year.

Not exactly what I’d call a high-probability trade.

But if that doesn’t make you puke in your mouth a lil’, this industry might be for you.

If, however, you’re looking for a more legit and reputable business model… my two cents?

iMarkets Live review – is iMarkets Live a scam?

iMarketsLive is an MLM that combines Forex trading and network marketing, and claims to have a program that can make anyone rich.

No financial or investment knowledge needed, and no massive start-up cost (just $15). Different from the passive income systems offered by Zukul and ClickFunnels, this one relies on the fluctuations of foreign exchange rates.

So have I been involved?

This video explains:

All good? Let’s continue…

1.) What is iMarkets Live? iMarkets Live is an MLM forex and cryptocurrency company founded in July 2020 by Chris Terry.

2.) What does iMarkets Live sell? iMarkets Live sells a subscription package that provides forex and crypto trading software and educational content. They also sell other software tools separate from the subscription.

3.) Who is the founder of iMarkets Live? Chris Terry is the founder and CEO of iMarkets Live. Before becoming an investor, he worked in construction as a worker and eventually an owner in New York. He started trading in 1995 after discovering, eventually making it his full-time gig after leaving his construction company in 1998 (he also became an investing educator at this time). After serving in various investing roles, he started International Markets Live, Inc., shortened to iMarkets Live Inc.

4.) What are iMarkets Live’s products? The Platinum subscription includes iMarkets Live Academy (Educational program with over 100 videos, webinars, articles, and step-by-step modules), iMarkets Live TV (nearly 1,000 per month of weekly live training), Swing Trades and Night Owl Sessions with Chris Terry (weekly education and market news updates from Chris Terry), and the Harmonic Scanner tool (Identifies harmonic patterns in markets for good investing opportunities). Add-ons include the Swipe Trade mobile app (Live trade alerts for forex), the Swipe Coin mobile app (Live trade alerts for crypto), and a Web Analyzer tool (a general market analysis/charting tool).

5.) How do I become an iMarkets Live IBO? All it takes is $15 upfront and $15 per month. However, you don’t gain access to the products you’re selling unless you buy the Platinum package, which will run you $225 upfront then $164.95 per month.

6.) What is iMarkets Live’s refund policy? The platinum package comes with a 7-day, 100% money-back guarantee for the initial purchase and for each subscription payment. No refunds on that month’s subscription payment if you wait longer than 7 days.

7.) Is iMarkets Live a scam? No, although it’s close. First of all, it’s too expensive. Many forex companies offer software completely free. There’s also the risk involved. Many experienced traders lose quite often in forex, which brings us to the last point: the fundamental flaw in the business model. If Chris really found the secret to getting rich in Forex, so many investors would follow his trades that the currencies being invested in would inflate and become worthless. None of those facts make the IBO opportunity sound very fruitful, even when you don’t consider how expensive it is to be an IBO and have access to the products you’re selling.

8.) What is iMarkets Live’s BBB Rating? D+

9.) Comparable companies: World Financial Group

10.) Recommended? No to both the product and the IBO opportunity. There are far cheaper companies out there that truly teach you how to trade Forex, and there are plenty of MLM opportunities that sell more legitimate products and cost less to join.


iMarketsLive was founded in July 2020 by Chris Terry. They’re based out of the financial capital of the world, New York City.

Terry actually isn’t an MLM vet at all, but he does have quite the track record when it comes to finance. He’s been involved in network marketing here and there (worked for Amway in the 90s for a bit), but his claim to fame is 18 years of experience as an 8-figure trader. [1]

Now, he wants to share his secrets, and a massive crowd has gathered around him to listen.

Since launching just six years ago, iMarketsLive has already gained 55,000 customers and has expanded to operate in over 120 countries around the world. They plan on serving 1 million students by 2020.

A few years ago, iMarketsLive appointed a new VP of Sales – Alex Morton. They couldn’t have made a smarter choice. Morton is an MLM prodigy with years of experience in direct sales. Not only has he been successful, but he’s also been an innovator. He’s largely responsible for shifting MLM away from age-old Tupperware methods and into the new millennium, using sales to target today’s youth instead of your grandma. [2]

He’s since been promoted to executive vice president, and rightfully so. He was replaced by a worthy successor in the form of Ivan Tapia. Ivan’s generated over $50 million in sales in his MLM career. When he first joined iMarkets Live, it took him only 66 days to reach the Chairman 50 compensation rank, faster than any other sales rep in the history of the company. I’m sure that skill carries over well to the VP of Sales position.

Hey, even Alex praised him and his accomplishments when iMarkets Live brought him on.

So how much does iMarketsLive cost?

Anywhere from $15-$225.

To start-up as an IBO with the rights to promote and earn commission on their products, you only have to pay $15 to get started. There’s an additional membership fee of $15/month. Very affordable, but you don’t get first-hand access to any of their products.

How can you sell something you’ve never even seen?

In order to join on as a Customer and access their compensation plan, you’ll need to pay the IBO fee and purchase the Platinum Package, which gives you access to their product. This costs $225 to start, and then you pay a membership fee of $164.95/month.


iMarketsLive sells financial products and trading software. According to them, their products are worth thousands, given how much money you can make off them.

There are four different programs included in their package: iMarkets Live Academy, iMarkets Live TV, Swing Trades and Night Owl Sessions with Chris Terry, and the Harmonic Scanner tool.

In addition to these programs, they have various add-ons: the Swipe Trade mobile app, the Swipe Coin mobile app, and a Web Analyzer tool. Each of these can be purchased separately from the subscription for an additional monthly fee.

They used to have a trading software called FX Signals Live which did all the work for you by simply following Chris Terry’s trades, essentially serving as an advisor to the person trading. FXCM, a large forex broker, started locking accounts because FX Signals Live amounted to an unregulated “expert advisor”.

Eventually, they discontinued FX Signals Live after so many were locked out of trading. iMarkets Live still does most of the work for you, but you have to make the final trading decision.

iMarkets Live Academy

iMarkets Live Academy is an in-depth educational program offered to paying members that includes the company’s entire library of webinars, training modules, videos, and articles for you to review at your leisure.

Inside the Academy, there are over 100 educational videos showing you the ins and outs of both forex and crypto trading. The modules break down various forex trading topics step-by-step, and they come in 3 levels: beginner, intermediate, and advanced.

Investors of every level of expertise will get some good stuff out of the iMarkets Live Academy.

iMarkets Live TV

iMarkets Live TV provides live training every week to expand upon the training provided in iMarkets Live Academy. It provides almost 1,000 hours of live trading education and analysis per month, so you’ll never fall behind in your pursuit of forex and crypto riches.

Forex is the main topic, offering basic, intermediate, and advanced modules similar to iMarkets Live Academy. Training often covers crypto too. Trading strategies and product training can be found here as well.

iMarkets Live TV is available in 8 languages, and they promise to add more in the future. Hold tight if it’s not offered in your language yet because it might be soon.

Swing Trades and Night Owl Sessions with Chris Terry

Swing Trades and Night Owl Sessions with Chris Terry is a webinar the company offers to paying members only. It’s hosted by their CEO, Chris Terry, offering live financial advice and showing you first-hand how he’s earned his millions through trading.

Harmonic Scanner

Harmonic Scanner is another software program that helps you with Forex trading. It identifies harmonic patterns in the market and then explains them to you in easy to understand terms, helping you to identify major money-making opportunities on your own.

If you don’t know what harmonic patterns are, they try to predict future price movements using a mathematical concept called Fibonacci numbers to try and predict future price movements. I won’t get into the details, as you can read more about advanced trading stuff online, and I’m sure you can learn more about them within the iMarkets Live Academy and on iMarkets Live TV if you buy iMarkets Live.

The Harmonic Scanner finds these patterns for you so you don’t have to constantly track the market and look for them. It’ll tell you good entry points, risk points, targets, and other relevant information.

The best part is the Harmonic Scanner caters to multiple trading styles. You can learn how to use it to maximize your preferred trading style by following iMarkets Live TV.

Swipe Trades

Swipe Trades is a mobile app that alerts you to good trading opportunities. It gives you all the details of the trade, leaving you to do nothing but decide whether or not you want to follow through. All trade alerts are stores on the app, allowing you to search for and filter through past trades to see how they panned out. Adds a little bit of accountability.

These opportunities are found by iMarketsLive’s expert educators all over the world. They’ll send you the symbol, entry price, stop-loss, and target price with each trade idea. Comments, charts, and other guidance is also provided to help you understand WHY each trade is being made and what the plan is.

Swipe Trades sorta does everything for you, but it’s ultimately up to you to make the trade. I think this slightly hands-on nature helps you learn the markets more since you have to analyze the information you’re given.

Ready to make the trade? All you have to do is click the checkmark and copy and paste all the trade information into your trading software platform. Don’t want to make the trade? Click the X button or swipe left. It’s kind of like a dating app but for forex trading.

Swipe Trade is an add-on and must be purchased separately from the Platinum package.

Swipe Coin

Swipe Coin is a mobile app that works the exact same way as Swipe Trades but for crypto instead of forex. This time, they only have 1 expert providing the alerts (according to their site), but this expert has over 5 years of successful crypto investing.

It’s based around several cryptocurrency pairs, not just your typical Bitcoin/USD pair.

Swipe Coin has a blog attached full of how-to articles, tools, industry-related news, and other educational topics so you can understand what you’re doing and how your money will be affected. Good that it’s in there because crypto is a confusing field to be in.

Like Swipe Trades, Swipe Coin is purchased separately from the Platinum subscription.

Web Analyzer

The Web Analyzer is a tool that constantly scans the forex markets in real-time to identify good trading opportunities. It then lets you analyze the trade idea before deciding if you want to take it or not. It consists of three tiers of tools/trading ideas based on how much analysis is required: Trade Ideas (Tier 1, no analysis needed), PowerTrades (Tier 2, little-to-no analysis needed), and Volume Bursts (Tier 3, minimal analysis needed, the main feature of the Web Analyzer).

Within each tier, there are both free and paid features. Paid features are marked with an asterisk.

Side note: The Web Analyzer is an add-on to the Platinum subscription, so you have to buy it separately.

1. Tier 1: Trade Ideas

Tier 1 provides you information on several free and paid trade ideas based on market trends the Web Analyzer has identified. No analysis is needed for these trades. All you have to do is copy and paste the information from the Web Analyzer into your trading platform. However, you should probably look at the trade idea a little bit just in case, since you’re putting your money at risk.

2. Tier 2: PowerTrades

Tier 2 offers several automated trading ideas, some free and some paid, each built off a different underlying trading strategy. Not much analysis is required, and sometimes none at all. You really just have to compare each trade idea against a defined set of rules that govern your chosen strategy before you make the trade.

3. Tier 3: Volume Bursts

Tier 3 finds bursts in trading volume (trading activity) and uses a proprietary algorithm to identify the best entry points for you, making a small level of analysis mandatory to use this successfully. It lets you select from a large dropdown of strategies. Some are good for forex, while others are better for crypto, but some are suited for both. The Web Analyzer then works off your chosen strategy to identify the best trades and their optimal entry points.

On the left of the web analyzer screen is a list of trade ideas based on your strategy with information on price, time, stop-loss points, and take-profit points. You can see what’s actually happening in real-time by looking at the chart to the right of the idea list.

Tier 3 is the main component of the Web Analyzer.

It’s a lot to pay for a monthly membership, but if their software and training programs can really get you making money without doing much of anything, it’s totally worth it.

Those of you who know a thing or two about trading and investments have probably already realized a few glaring errors with these Forex trading MLMs. The first one being that you can get similar stuff for free elsewhere – numerous companies offer the same (or better) Forex trading software to budding traders at no cost. They make money by taking a commission out of your winnings, so they have no reason to charge for their software. By companies restricting their earnings to commissions, you’re taking much less risk because you only pay when you win, rather than pay monthly no matter what. Plus, companies that earn through commissions on your earnings are more incentivized to help you succeed.

The other glaring error here: Forex trading is extremely difficult and risky. It’s actually one of the riskiest investment methods out there – it’s like the craps of finance. You can win big, but most of the time, you just lose big. Even the Wall Street Journal has written about traders with over a decade of experience who are still seeing their bank accounts wiped clean by the practice. [3] There’s no possible way that they’ve figured out how to develop a method for your average Joe to get rich off of this volatile industry when the experts routinely fail. According to Daily FX, the average trader doesn’t just fail to get rich, but the average trader actually loses money regularly. [4]

Finally, trade secrets are secrets for a reason. If this guy really did find out how to get rich off Forex trading, sharing his secrets with 55,000 people who can easily replicate them and then recruit 55,000 more people to do the same would destroy any money-making possibilities. In trading, there is a loser for every winner. If tons of people get on board and start buying up the currency this automated program tells them to buy, the currency will inflate and become worthless. You know, supply and demand and all that. The model is inherently flawed.

Compensation Plan

The idea is that you make money off their product, but they also have an affiliate structure. A fast start bonus gets you earning right away, with commission paid out 4 levels deep.

Level 1 (personally sponsored Affiliates) get you 30%, and levels 2-4 get you 10%.

Residual commission is offered on a 3 by 8 matrix – 3 branches, each of which have their own 3 branches, etc, 8 levels deep.

Every time your recruits pay their monthly membership, you get 8%, down to 8 levels. However, you have to move up with the company in order to access all 8 levels. Affiliates with all 8 levels unlocked have personally recruited at least 12 other affiliates.

Lots of other bonuses are available, including a $5-$35 bonus on each Platinum Package you sell and a $1,000-$40,000 Chairman Infinity Bonus.


I’ve already explained the flaws in their product. You’re not getting rich off Forex trading anytime soon.

But what about getting rich off their affiliate program? Well, if you’re okay with vigorously pushing a product you know is borderline shady, go for it.

Usually, you have to be pretty enthusiastic about what you’re selling to do well in MLM. And getting enthusiastic about a product that you know isn’t all it’s cracked up to be is near impossible unless you REALLY need the money.

You’re going to have to sell hard and recruit even harder to see any real money with this company. I don’t know about you, but I don’t have it in me to knowingly recruit people into paying hundreds per month for a program that doesn’t work.

Look, I’m not a hater of the company.

But if you like passive income streams, there are much better opportunities out there. Opportunities that pay you more to sell more legit products.

In other words, you might like our training because it teaches the “good life” without pushing shady gigs on your family and friends.

About the author: Jeremy Page created Multiple Streams for big thinkers and online business owners.

Imarketslive is an excellent company, you pay monthly and have the company’s products. Participate in the business plan who wants … only with the signs of the company already makes good money in the forex.

Wow, such a deep comment with so much evidence, I could say the same about my own business of course Ill do it cause is my own company, iMarkertslive is ghost company with virtual address in UK (it keeps changing time to time) those experts have lots of open trades hoping and praying they actually produce a income , those “Experts” keep closing and opening accounts to do trading, that only means they are not good, FOREX is not for everybody , this is a scam.

Same crap everyone says, they post pictures of their phones, doing swag meetings, they just shows payments from paylution from iml, they always start with forex but endup saying “if you believe”, “be positive”. FOREX is manipulated by goverments and brokers, so do you really think you are going to get the money from the broker just like that? to make actual money you have leverage your trades and thats where the brokers make the money.

Besides this ghost company keeps changing their address, all the top people comes from other MLM scams come on. IS A SCAM, good luck selling a FOREX product to people that doesnt even know what FOREX is

Actually to clarify brokers don’t make money from leverage. How can they make money from the same money which they allow you to borrow? The only thing that brokers make money from is the spread, which is the difference between the ask and bid price. Brokers can’t manipulate the forex market, to educate you the biggest participants within the forex market is central banks and governments, and then hedge funds come into play. Lastly comes in independant traders but either hedge funds or indepensant trader hardly dictate the movement. As you can see brokers are not listed within them. Also governments don’t manipulate the currency market, if they did then that would also effect the countries economy and I don’t think that would be a smart thing especially when its a 5.3 trillion a day industry which everyone participates in within their everyday life.

I’ve had first hand experience with this company so I can say with what you are saying and then looking at the results I’ve seen and hundreds of people, well results speak for themselves, I’ll be 100% happy to show you examples and proof of results but also a backtrack of results that the company has even kept for some of the services.

I don’t think opinionated reviews aren’t really fairly balanced and pretty biased especially when it seems yourself that you don’t really know what you are talking about. Also saying that the top leaders come from scams where is your proof? What companies are you referring to also and who exactly are you referring to?

MLM or network marketing is not a scam, if it were I think the governments would of closed down them all a long time ago as they monitor them very closely. Also network marketing is one of the largest industries within the world which even top entrepreneurs have been involved in such as Jim Rohn, Tim Robbins etc. Also many figures such as Bill Gates and Robert Kiyosaki have even said that network marketing is a good business model.

Tbh I think you need to do more research and look from the other side of the argument also rather than slate your opinion and give negativity especially when the results say something completely different. Have you had any first hand experience?

I have seen people earn with iml so I don’t think they are scam, though I’ve no personal experience.

I have a friend who knows one of the iMarketsLive Reps. DO NOT believe the hype. You do not need to pay a monthly subscription of $165.00 or more to be able to trade FOREX. Do not waste your time or money. I would love to put a “LICENSED” broker dealer in the room with them. You will find that they only know surface details about FOREX trading. I would love to know the actual ratio of people who actually find success with this. Common sense says that you cannot have that many millionaires in this game. FOREX would render itself worthless if there were that many winners.

HYCM review

Leverage: 1:30

Regulation: FCA, CySEC, DFSA, CIMA

Min. Deposit: 100 US$


Platforms: MT4, MT5

Found in: 1977

HYCM licenses

  • Henyep Capital Markets (UK) Limited authorized by FCA (UK) registration no. 186171
  • HYCM (Europe) Ltd – authorized by CySEC (Cyprus) registration no. 259/14
  • Henyep Capital Markets (DIFC) Limited – authorized by DFSA (Dubai) registration no. F000048
  • HYCM Ltd – authorized and regulated under the Cayman Islands Monetary Authority registration no. 1442313

Top 3 Forex Brokers

Alpari Review

FXTM Review

FP Markets Review

  • Our Review
  • HYCM review User Reviews
  • HYCM review News
  1. Is HYCM safe or a scam?
  2. Trading Platform
  3. Fees
  4. spread and overnight fee
  5. Leverage
  6. Deposits and Withdrawals conditions with a minimum deposit and withdrawal fee
  7. Conclusion on HYCM

What is HYCM?

HYCM or formerly HYMarkets is rightfully considered one of the leaders among forex brokers and at the moment shares more than 40 years of experience in the market. The broker is a member of the Henyep Group, the international financial holding company established in 1977 which headquarters in London, UK operating in the financial services, education and real estate.

HYCM specializes in providing trading services and offers a wide range of over 100 different financial instruments to trade with access to forex, metals such as gold and silver, energy products like oil and gas, commodities, indices and stocks. As a main pros of HYCM firm is a strict regulation that broker has throughout its offices in major cities around the world London, Limassol (Cyprus), Hong Kong and Dubai while complies with regulatory agencies in each jurisdiction.


In fact, HYCM trademark is much-respected brand among traders and investors in the financial industry, which is also confirmed by gained international awards:

  • Best Forex Broker Europe | 2020 by FXDailyInfo
  • Best Forex Broker Dubai | 2020 by Global Brands Magazine

Is HYCM safe or a scam?

It is crucial to consider regulations when choosing a forex broker, hereby clients can be assured that their broker act with transparency and professionalism. In HYCM case, apart from a solid track record from the parent company as one of the leading financial services providers in the industry, the group of HYCM companies regulated and authorized by various necessary licenses.

The main office is Henyep Capital Markets, headquartered in London, and respectfully regulated by the FCA, which guarantees to its customers the appropriate legal security and provide convenient conditions for cooperation. Other, additional branches holding appropriate licenses from Dubai, Cyprus, etc. which confirms an unparalleled follow of the operational guidelines.

HYCM entity Regulation and License
Henyep Capital Markets (UK) Limited Authorized by FCA (UK) registration no. 186171
HYCM (Europe) Ltd Authorized by CySEC (Cyprus) registration no. 259/14
Henyep Capital Markets (DIFC) Limited Authorized by DFSA (Dubai) registration no. F000048
HYCM Ltd Authorized by CIMA (Cayman Islands) registration no. 1442313

In simple words, strict regulation means customer are protected while deposits are always segregated, stored separately from the company’s funds and not available for personal or business use by HYCM. In addition, company clients are participants of the FSCS compensation program. Thus, in case HYCM by virtue of certain circumstances is unable to provide further financial services, customers may receive compensation.

Trading Platforms

As a leading financial services provider, HYCM offers its traders with advanced trading platforms. HYCM gave its preference and reliability to the popular MetaTrader 4 platform and has made it as the mainstay, yet you always can choose a new version Metatrader5. HYCM also included Mobile Application, for the traders who prefer to trade on the go, which allows trading at anytime and anywhere. HYCM Mobile is available for mobile devices Apple and Android.

MetaTrader 4, which is an industry leading software is loved for many reasons, but mainly for its ease of use and comprehensive features. Moreover, MT4 suitable for beginner traders and including security and 24-hour support, automated trading capable, integrated technical analysis tools and indicators, streaming market news, personal VIP dealer services, expert advisors and many more.


There are three primary account types at HYCM to suit the needs of any individual, defined as Fixed, Classic and Raw Spread Accounts. As it is obvious from the names, HYCM uses either a fixed spread model with a slightly higher spread, which means commissions are not charged on trades. Or as an option to stick with variable nature spreads, and lastly, Raw spreads provided by interbank with commission per trade.

So due to its account types, you may choose either fixed spread or a floating spread basis, as well as the raw spread with commission, see snapshot below. Fixed spreads worth considering for those that prefer to rely on stability even during volatile news. Therewith, Islamic trading accounts are available for traders who wish to trade the markets based on Islamic principles.

HYCM Spread

Asset/ Pair HYCM spread – Standard Account
Crude Oil WTI 6
Gold 32

For instance, you can compare HYCM trading fees to AvaTrade.

HYCM overnight fee

HYCM overnight fee or a swap rate determined by the overnight interest rate is involved in a long opened position, whether its a buy ‘long’ or sell ‘short’. The fee originally varies from the currency to another, as example EURUSD buy order will equal -3.25%, while selling will add 1.25% respectively.

Also, what you should consider is inactivity fee, meaning HYCM will charge 10$ per month in case trading account has no activity for a certain time.

HYCM Leverage

HYCM leverage actually, depending under which regulation and jurisdiction trading account complies with. The high leverage up to 1:500 opens the path to the smaller retail traders, as a quite small initial deposit will cover margins, yet this level is allowed only for Dubai accounts and those that comply to CIMA (Cayman Islands). The rest, and the majority of HYCM accounts will fall under European ESMA regulation, which recently limited leverage to a maximum of 1:30 for Forex instruments.

HYCM Deposits and Withdrawals

There are plenty of ways to consolidate trading account, as well to withdraw funds from the account further on. HYCM’s clients can use regular bank cards Visa/MasterCard, Wire Bank Transfers and various electronic system WebMoney, UnionPay, Neteller, Skrill, etc.

HYCM minimum deposit

As for the minimum deposit amount, the number varies according to the chosen account. Yet, the options are starting from 100$ only, while Raw spread account requires only 200$ as a start.

HYCM withdrawal fee

Another pleasing addition from HYCM, the fee for deposits and withdrawals – 0$. Meaning you can easily manage expenses, yet make sure to deposit in your account base currency and avoid conversion.

Conclusion on HYCM

After all, HYCM brokerage company has a strong and very reliable reputation in the financial market. The time timed broker, offering professional services to the traders while highly regulated. Moreover, apart from the strong positions, small retail traders can find their way to open a live trading account, as a very small deposit of only $100 allows so. Beginners are most welcome to the company too, with customer support team stands ready to help or even seasoned traders that may be allured by offered conditions.

Yet, it will be good to know your personal opinion about HYCM, which you may share in the comment area below.

In my opinion, trading is no longer considered to be a kind of entertainment, and has moved into the category of a format of earning, which can really be systematized and lead to a certain system of actions. The main thing is to take it seriously and learn how to assess the market situation and how to earn money. In general, this can be considered one of the key components of success in the market, and it is difficult to argue with this. On the other hand, there is another key component that should be taken into account – a brokerage company, which will be able to provide quality conditions for independent work. I can not say that I quickly resolved this issue, in fact, it took me some time to figure out what a broker should be and what conditions it should provide for its clients. And then I got acquainted with the service, which HYCM provides. It seems to me that it was here that we were able to combine a quality trading terminal and a large number of assets, excellent indicators for market analysis and convenient conditions for the organization of withdrawal. With HYCM you basically get everything you expected and you have no reason to worry about how the broker will influence your work. I have not seen any deals that are closed without my desire or any other situations that may affect my capital negatively. And for me this is the best confirmation that my broker is my partner, not the company that wants to take my money.

I’ve been looking for a reliable broker for a long time, as I got tired of trading with unreliable companies that seek only for own profits. I wanted to find a reliable broker that I can trust. I met an advertisement HYCM on YouTube and decided to try to trade with them, or rather at that time just interested, but when I read the information about the brokerage, I realized that this is what I was looking for. One of the oldest brokers in the market, FСA regulation. Besides British regulation there is also CySEC and regulation in the UAE. Of the disadvantages for beginners – there are few promotions and free of charge, no giant leverages (prohibited by the regulators), the withdrawal takes 3-4 days. In the rest – a reliable company for serious work.

With HYCM trader can focus on his work and stop struggling to beat broker’s tricks. Every trader knows some brokers use all kinds of manipulations to provoke traders to lose money. HYCM is an honest market player. Sure enough they want to make money too, so they charge commissions, which are about the average for real forex market (yeah some brokers offer zero commissions. This is exactly why you should not deal with them as their only source of income is your lost deposit). I find it very nice of HYCM though that they’ve offered three different types of accounts with different approach to commissions. Depending on your trading style you can choose the plan that will be the most favorable for you. Fixed, variable or Raw account. If you can’t decide yourself what will work best for you, I recommend using the test offered at the official HYCM website at Accounts sections. I played a bit answering this test in different ways and I definitely see some logic in the solutions they suggest for one or another approach to trading. Withdrawals are done smoothly. Don’t forget to fill out all the paperwork providing true residence address and personal information to avoid any troubles in future. Once you do that, no troubles should ever occur.

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