Optionweb Review – User Experiences and Opinions

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The future of GCSEs: Expert opinions

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The education secretary’s announcement that he is abandoning his plans to scrap GCSE exams has refocused the spotlight on what the future holds for the qualification.

Michael Gove had wanted to bring in what he described as more rigorous exams in some core subjects from 2020 – but this plan has been shelved.

GCSEs will be retained, despite having been condemned by the education secretary as lacking rigour.

GCSEs (General Certificate of Secondary Education) were first sat in England, Wales and Northern Ireland in 1988, replacing O-levels and CSEs. This summer – for the first time in the qualifications’ 24 year history – there was a fall in the proportion of GCSEs awarded an A*-C grade. There was also a fall in the proportion of pupils receiving the top A* and A grades.

The BBC News website has asked some key opinion-formers in the world of education what they think is the best way forward for assessment at age 16.

Two-tier system

Brian Lightman, general secretary of the Association of School and College Leaders, says a debate needs to be had about the purpose of post-16 assessment before more changes are made.

GCSE has been a very successful qualification catering for a very wide range of pupils. But the many recent changes to it – exemplified by the current problems with the GCSE English exam – show we need a full review of how any qualification at 16 operates.

The first thing to do is to ask what is wrong with GCSEs and then look at the options to replace it – if we need more rigour, do we need a new qualification or do we just need tighter criteria?

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The biggest issue is that there has not been a debate about what the curriculum should look like for these young people, particularly with the raising of the participation age to 18.

We don’t want a return to a two-tier system and so I think any future plans will need to be based on a suite of qualifications catering for the many different pathways that students might want to follow. We don’t want to end up with one qualification that tries to be all things for all people.

Bring back O-levels

Nick Seaton, secretary of the Campaign for Real Education supports more rigorous academic exams for the most able and more practical exams for the less gifted.

GCSEs haven’t been very successful since their introduction because it’s impossible to have a single exam to cater for all abilities and there have been problems regarding their veracity.

We would very much like to bring back O-levels in this country. International GCSEs are very popular overseas, so why not give schools here the chance to use them? Society needs all sorts of people, some academic and some practical, so we should build on everyone’s strengths and abilities. By a single system of exams, you narrow everyone’s choice and try and make everyone the same which seems ridiculous.

We do need to have some form to assessment at 16 as it is a key stage in youngsters’ lives when they need to have mastered the general, before specialising in things.

Too many Lego blocks?

Dr Kevin Stannard, director of learning at the Girls Day School Trust, believes GCSEs could be slimmed down to allow pupils to cover more subjects.

GCSEs are far too assessment driven, the hoops are too obvious and encourage teaching to the test. They are too chunky and require a certain number of recommended hours, so schools can only fit a limited number into the curriculum.

What if GCSEs weren’t all the same size? What if they were smaller and we could do more? Like Lego bricks, you can only build so many, and they don’t all have to be the same size. We shouldn’t regard GCSEs as a given.

We need to ask why our pupils aren’t doing a broad and balanced curriculum up to the age of 16, before they go on to specialise. It’s because there isn’t enough time in the day – if you want to do geography, you have to do geography GCSE and it takes up a certain number of periods.

At present, most curriculum time is given over to examinable subjects, and the time slots are indivisible, representing a standard GCSE-sized chunk in each case. This inevitably means that pupils have to make invidious choices between subjects, since they can’t do everything. If we reduced the number of slots, pupils could study to a similar depth but in fewer topics.

Also, why do we have a battery of tests at an age when most people haven’t finished school? We would probably find we do want to do some testing at age 16, but it’s not the exam we have currently – they’re too intrusive and too limiting.

Assess flexibly

Bill Watkin, operational director at the Specialists Schools and Academies Trust, believes more flexible assessment would improve the current GCSE model.

Are GCSEs intended to measure a child’s capabilities at the end of his compulsory schooling? If so, and with children expected to stay in education beyond 16, is this the right time to have exams at all? Perhaps we should do away altogether with 16+ exams.

But we do not need to return to a two-tier exam. We need to improve the one we have. Children develop at different rates and different ages. They need to be free to step up or step down to suit their abilities as they develop. They cannot do this if there are two entirely different and mutually exclusive courses.

We do need to consider the different subject content, learning styles, home environments and contextual characteristics of students when designing assessment methodologies. Sometimes modular is good; sometimes coursework is good; sometimes teacher assessment is good; sometimes rote learning and terminal exams are good.

But we should not confuse the issue: flexible assessment design and rigorous standards are perfectly compatible. We do not have to revert to one assessment model in order to preserve rigour and high standards, particularly an assessment model that does not reflect the techniques and aptitudes of 21st century schooling.

Learning by doing

Lord Baker, Chairman of the Edge Foundation, proposes a programme of studies for 14 to 18-year-olds where academic and hands-on subjects are combined.

It’s vital that schools and colleges provide education which develops practical skills and personal qualities as well as subject knowledge. This has to include opportunities to learn by doing.

This isn’t about the skills needed for a particular job. It’s about understanding how maths and English – and many other school subjects – are used at work and in adult life.

And not just that: it’s also about teamwork, solving problems and communicating with other people. Exams have to be capable of recognising all these talents.

The vast majority of young people now stay in education or training until they are 18. We don’t need a school-leaving certificate for 16-year-olds.

Instead, we need a general test at 14 to check student progress and help guide subject choices.

After that, students should combine academic and hands-on subjects and earn credits towards a high school diploma at 18.

Broker ExpertOption

Broker rating

ExpertOption – another broker among the young companies, offering binary options trading services. The company is registered in 2020 in Great Britain, but there is still no information whether it will get the British FCA license or not this year. But the license of Russian regulator CROFR was issued long ago and is still active.

Partially the product is similar to those that the young brokers have, that were registered 1-2 years ago:

  • emphasis on the trading platform and its features, functionality (ExpertOption has proprietary trading platform with high execution speed);
  • a fairly broad set of classic options and assets;
  • low threshold for entrance into trade with the aim of attracting potential clients.

Advantages of trading conditions of ExpertOption:

  • free demo account (part of functions are limited, access to statistics is denied);
  • profitability up to 95% from the transaction;
  • more than 180 of available assets;
  • minimum deposit – 10 USD (or 500 RUR), minimum stake – 1 USD.

There is a tutorial block of trading recommendations for the beginners. For real traders ExpertOption offers 5 types of accounts depending on the deposit. Minimum deposit (in rubles) is 500 RUR, maximum 200 000 RUR.

Variants of options are rather limited from ExpertOption: so far only the classic quick options with the expiration time from 1 to 3 minutes are available for the investor. Soon the long-term options (24 hours and 1 week) should appear.

The main feature of deals from ExpertOption is that the broker provides, in some cases, a refund of 30-50% of the investment in case of wrong prediction, whereas other brokers in most cases do not return the money, calling it a loss of the investor. However, 30% are returned when with Silver status, 50% with Vip status.

Piculiarities of ExpertOption trading platform:

  • easy visualization of trade: the graphs in the form of American bars, Japanese candlesticks, linear method;
  • it is possible to put three popular indicators: moving averages, Bollinger bands, alligator;
  • convenient interface and changeable number of Windows (for example, it is possible to work with 4 independent options).

After you tried the free demo account, where 1000 points are offered for the experiment, we offer to try your forces on real trading. Quotes for any asset are displayed in ExpertOption trading platform in real time if the real account is opened (the quotes provider is Claws&Horns). To register: enter contact information, confirm email address, add fungs at “Finances” section. Depending on the Deposit amount a trader can be assigned various status that determines the amount of bonuses offered by the broker.

  • Important: the bonuses provided by ExpertOption, must be worked out in consequence. Therefore, we strongly recommend that before you accept the bonus, contact the Manager and clarify what it will require in the future.

Trading platform has the function of copying the trading (social trading). Although it is difficult to surprise, however, each terminal has its approach to this function. How to manage the service “Social trading”:

  • choose trades on the sidebar whose transactions are showing the highest yield;
  • track transactions for multiple traders;
  • copy their trades.

Remember that the speed in making a decision is important in short-term trades! And the trade copied from the successful trader with a delay of 30 seconds on the contrary could be wrong.

Replenishment is possible via a popular e-wallets, and Bank cards of international payment systems. Deposit currency is US dollar and Russian ruble. Withdrawal of funds is carried out within 3 days. For verification data a passport scan and scan of the card on which money can be withdrawn can be required.

To sum up: ExpertOption is gaining its weight in the market of binary options. Some of the benefits of the broker are obvious: the minimum rates, small deposit, expedited withdrawals. However, in order to feel the real difference of ExpertOption from other brokers, you need to try to work with him. We are sure that you will certainly find something interesting in it.

ExpertOption – reliable broker for good income!

Lenire — User Experiences and Reviews

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Expert Option Vs IQ Option – What you need to know

Expert Option and IQ Option are two of the most popular online trading platforms. Since their launch, both have managed to attract millions of users from across the globe. But if you’re a new trader looking for the broker to invest with, which one would you choose?

This review will compare them side by side. In it, I’ll cover the most important features to look for when searching for an online broker. These include the following:

  • How long the broker has been operational
  • The regulatory body monitoring the broker’s activities
  • Active traders
  • Account types offered
  • Types of assets offered
  • Returns on trades (options)
  • Payment methods accepted
  • Deposits and withdrawals
  • Accessibility
  • Support
  • Additional features

Lets get started.

How long Expert Option and IQ Option have been operational

Expert Option launched in 2020. Expert Option has its offices in Saint Vincent and Grenadines. IQ Option on the other hand was launched in 2020 and has its offices located in Cyprus.

Regulators

Expert Option is regulated by Financial Markets Relations Regulation Center (FMRRC) in Russia. They’re also regulated by the Vanuatu Financial Services Commission.

IQ Option on the other hand is regulated by CySEC.

Active traders

Since their inception, Expert Option has managed to attract over 11 million active traders and has over $30 million worth of transactions conducted each month. IQ Option on the other hand has over 23 million traders and has over $380 million worth of transactions per month.

Both platforms have attracted traders from different regions across the globe. Their clients primarily come from Latin America, Asia, Eastern Europe, the Middle East and Africa. Note that both brokers do not offer their services to residents and citizens of North America, Australia, New Zealand and other countries.

IQ Option – visitors by country Expert Option – visitors by country

Account types

Expert Option has 5 different account types.

Their Basic account requires a minimum deposit of $50. With this account you can invest a maximum of $25 per trade and have a maximum of 10 open trades at a time.

The Silver account requires a minimum deposit of $500. With this account you can invest a maximum of $250 per trade and have a maximum of 15 open trades at a time. You’ll also get a personal manager as well as daily market reviews and financial research.

The Gold account requires a minimum deposit of $2500. With this account you can invest a maximum of $1000 per trade and have a maximum of 30 open trades at a time. You’ll also get a personal manager, daily market reviews and financial research, priority withdrawal and up to 2% extra on profitable trades.

The Platinum account requires a minimum deposit of $5000. With this account you can invest a maximum of $2000 per trade and have unlimited number open trades at a time. You’ll also get an account manager, daily market reviews and financial research, priority withdrawal and up to 4% extra on profitable trades.

The Exclusive account is invitation only. With this account you can invest a maximum of $5000 per trade and have unlimited number open trades at a time. You’ll also get a senior account manager, daily market reviews and financial research, priority withdrawal, access to strategies and up to 6% extra on profitable trades.

IQ Option on the other hand has 2 account types. The Standard account requires a minimum deposit of $10. Standard account holders get access to all financial instruments and can invest as little as $1 per trade.

There’s no limit to the maximum you can invest per trade. The IQ Option VIP account requires a minimum deposit of $1900 or at least $15000 trading volume over 3 months. The VIP account isn’t available for EU citizens. VIP account holders benefit from faster withdrawals, account managers and free trading eBooks.

Both platforms also offer demo accounts which come credited with $10000 virtual cash. The demo accounts can be recharged of the balance becomes depleted.

Types of assets offered

Both platforms offer hundreds of assets drawn from different classes. These include digital options, forex, stocks, commodities and cryptocurrencies. This diverse selection of financial instruments is perhaps the main reason for their growth in such a short time.

Returns on trades

Both platforms offer good returns. These range between 70% and 90% for Expert Option and 65% to 95% for IQ Option. Note that the return depends on the asset you’re trading as well as the time you’re trading.

Payment methods accepted

Both Expert Option and IQ Option accept over 20 different payment methods. These include credit/debit cards, eWallets such as Skrill and Neteller. IQ Option stands out however. They are continuously adding new payment methods. Recently, they added Jeton Wallet to their list.

Deposits and withdrawals

Depending on your deposit method, it might take a few minutes to several days for your deposit to reflect on your trading account. Depositing with an eWallet or debit/credit card is faster. Withdrawals are usually processed within hours or up to 5 business days depending on your account type.

Note that Gold, Platinum and Exclusive account holders for Expert Options and VIP account holders for IQ Option get priority withdrawals. These are processed within 24 hours.

Accessibility

Expert Option and IQ Option are accessible via web browser, desktop apps (Windows and MacOS) as well as smartphone apps (Android and iOS).

Support

Both platforms have excellent customer support. Their support team can be reached through phone, chat, email and even social media.

Additional features

Both platforms have well designed intuitive trading interfaces. Both support line, bar and candle charts. The IQ Option platform however supports more indicators and tools. It also has larger candle time intervals where Expert Option candle intervals are limited to 60 seconds.

Expert Option has a social trading feature. This allows you to interact with other traders on the platform. It also allows you to view other traders trade in real time. Their social network groups also come in handy for beginner traders. IQ Option on the other hand has a support and chats feature which allows you to interact with other traders on the platform.

Conclusion

Both platforms are great for both beginner and expert traders. IQ Option is a good choice for traders who want to start small as well as trade options. Expert Option on the other hand offers more trading accounts although their basic account requires a larger deposit.

Which of these two platforms have you traded on? Kindly share your experience in the comments section below.

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