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Five Reasons Why You Aren’t Making Money Online
Making money online has never been so easy. The Internet has changed the way that we are able to do business. The opportunities are limitless.
Because of this, many people are now ditching their 9-5 lifestyle and becoming digital entrepreneurs.
New York Times #1 best-selling author Tim Ferriss’ book, The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich, made this phenomenon a reality for many.
The beauty of this way of life is that you aren’t tied to any one location. All that you need is a laptop and Internet access.
It sounds easy, right? Unfortunately it’s not.
Despite this opportunity, too many online businesses don’t make any money.
A recent statistic shows that 90% of new online businesses fail in the first four months.
The question is why?
The Internet is filled with get rich quick schemes. Sure, who doesn’t want to make a lot of money in a short period of time?
But that is not how you build a sustainable online business.
Too many of us are hardwired for instant gratification, and so we ascribe to a get rich quick mentality.
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This may work in the short-term, but it is not sustainable. You need to realize that building an online business takes time, energy, commitment, focus and hard work.
So many people think that they can create a blog or a website and start making money right away. Think again.
If you are one of these people, I want to share with you five reasons why you may not be making money in your online business.
1. Your content isn’t high quality enough.
Content is king; it is one of the best ways to attract people to your brand online.
In my business, this is what I spend the majority of my time doing.
High quality content is the key to marketing success. You need to focus on creating great or epic content.
The secret to success is to discover what your visitors want, and then give it to them. Do your research. Building trust is a vital part of generating sales for your business.
An estimated 77% of consumers read online content prior to making a purchase.
In the words of Sam Walton, “There is only one boss. The customer. And he can fire everybody in the company from the chairman on down, simply by spending his money somewhere else”.
If you focus on providing massive value and people will purchase your products.
High quality content is the fastest way to getting traffic to your blog and building an audience.
2. You aren’t publishing content consistently or frequently enough.
The most important thing to keep in mind is that you need to be consistent with your content. You cant just publish one time and then never again.
In my business, I try to publish content 5 days a week. Aristotle once said, “Quality is not an act, it’s a habit”.
Make it a habit to publish quality content consistently and frequently enough on all social media platforms. If you do, people will subscribe and follow you.
3. Your content isn’t attracting visitors or viewers.
The secret to content marketing involves creating great content on a consistent basis, making sure it gets found in the search engines, and then promoting it to your viewers and followers.
You can have the best blog or website out there, but if nobody is visiting it, then what’s the point?
Before you even consider attempting to make money from your business, you first need traffic and an audience.
Being able to take advantage of Google, the top search engine in the world, can provide you with thousands of free visitors on a daily basis.
If you can successfully rank your content in search engines so that people can easily find your content, than you will be ahead of the game.
4. Your subscribers aren’t buying what you are promoting.
Focus on choosing products to promote that are targeted, relevant to what your subscribers want, and have high conversion rates.
When you are creating a product you need to always have your followers’ interests in mind.
It’s not about you, rather its about creating a product or service that serves others’ interests and needs.
Once you have built an audience, another great strategy to get your subscribers to buy something that you are promoting is to focus on pre-selling your product.
Pre-selling is how you make your subscribers like you, and how you establish yourself as an authority.
In the words of Seth Godin, “Don’t find customers for your products, find products for your customers”.
A lot of businesses fail because they don’t make the effort to create a trusting relationship with their customers.
They sell products that they like, instead of putting themselves in their customers shoes and finding out what drives their needs.
In other words, they fail because they fail to pre-sell.
If you want to make money in your online business, you need to get out of your own way and understand what your customers are trying to say to you.
The more that you know about them, the easier it will be to anticipate their needs in the future.
Keep in mind that all the promotion in the world won’t make your business money if your content isn’t high quality enough.
Focus on providing massive value to your customers.
5. You haven’t given things enough time.
How do you expect to make money online if you haven’t invested enough time and energy to do so?
We are hardwired for instant gratification, but if you want to build a sustainable online business you have to adopt a mastery mentality.
Your psychology and mindset are going to determine your success more than anything.
The master is somebody that commits to everything. If they cant find the way, they make the way. There is no plan B.
There is a lot of work that goes into growing an online business – you need energy, passion, persistence, motivation, and commitment, to name a few things.
Success is a journey, not a destination. You need to realize that building an online investment is a long-term investment.
Learn how to fall in love with the process, and the results will come.
Work hard, never give up, and enjoy the freedom and limitless opportunities that an online business provides.
The world is waiting for you.
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5 Reasons Why Relationships Should be Your Top Priority
If you are like me, there may be many things you want to achieve in life. You may want to accomplish A and B, achieve C and D, and so on. Yet, you should never forget what your top priority is.
From what I learn, I realize that my top priority should be relationships. I believe they should also be your top priority. Nothing else matters more. Here are why:
1. Relationships fulfill your most important need of all
What is the most important thing people need? No, it’s not money. It’s not achievements nor recognition either. The most important thing people need is love. We all need to love and be loved. Unfortunately, sometimes we are so obsessed with other things that we forget how beautiful it is to love and be loved. Don’t let this happen to you. Love others and be loved. Feel how wonderful it is. Get a taste of love. And how do you do that? Through relationships. This is the only way. There is no other way you can love and be loved but through relationships.
2. Relationships are the place where your greatest joy comes from
One inseparable part of relationships is giving. In fact, I believe that there is no genuine relationship without giving. Whether it is giving your time, attention, money, or just a smile, genuine relationship is all about giving. And believe it or not, there is great joy in giving. We often think only about ourselves that we forget the joy of giving. Life is wonderful when we are thinking about others and not just ourselves.
3. Only through relationships can you give lasting impact to others
Which advice will you listen more, the one from someone you don’t really know, or the one from someone you love? Of course the latter. We appreciate the people we love more than anyone else. Their words sink deep into our heart, not just our mind. That’s why the most effective way to give lasting impact to others is by building relationships with them. Be their friend and care about them, and I’m sure they will listen to you and respect your opinions.
4. Through relationships you have the people to support you in times of trouble
When we face difficult times, we need other people to support us. No one can take care of everything by himself. When the world looks dark and the problem looks big, nothing is more valuable than the support of people we love. They encourage us to go through, they accompany us in the time of trouble, and they are willing to share the burden with us. The journey will become much easier.
5. Eventually, relationships are the only things that matter
When people are dying they do not think about their achievements and awards. They don’t care whether they are rich or famous. All those things become meaningless when people are face-to-face with death. All they want is having the people they love around them. They want the warm of love to be with them in their last moments. Nothing else matters. They realize that, eventually, relationships are the only things that matter. We should not wait until that moment come. We’d better realize it now.
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[…] 5 Reasons Why Relationships Should be Your Top Priority – Donald gives us some great information about relationships. […]
Why I Blog
The Why I blog meme has kicked off a week or two ago, and so it was just a question of time for me to get tagged.
[…] 5 Reasons Why Relationships Should Be Your Top Priority by Donald Latumahina […]
Yes I agree that relationships are very important. I tend to be very engrossed in my work and forget about building relationships. Relationships make us feel loved and we want to do more. Relationships help us to grow depending on who our friends are.
Family support and relationships in important as the family members will always be there no matter what happens. Love them the most and spend the most time with them.
Great friends are important too. Cherish them well. Arrange for meetings and gatherings.
I completely agree. I myself tend to be too focused on work until I forget to build good relationships. Realizing how important relationships are is good reminder for me.
[…] To succeed, who you know is just as important as what you know. In fact, relationships should be your top priority. The book Never Eat Alone talks about how to apply the timeless principles of relationships in the 21st century. It contains a lot of practical tips on how you could thrive in today’s world through your relationships. It’s one of the best books I read recently. […]
[…] To succeed, who you know is just as important as what you know. In fact, relationships should be your top priority. The book Never Eat Alone talks about how to apply the timeless principles of relationships in the 21st century. It contains a lot of practical tips on how you could thrive in today’s world through your relationships. It’s one of the best books I read recently. […]
[…] I enjoyed reading the post about how to create more time. It covers 5 things you can do to actually free up time during your day with some great suggestions. 5 Reasons Why Relationships Should be Your Top Priority. Sometimes we are so obsessed with other things that we forget how beautiful it is to love and be loved. The most important thing people need is love (not money nor recognition), and we can get it only through relationships. Donald Latumahina from Life Optimizer (rss) […]
[…] 106 Tips to become a master connector To succeed, who you know is just as important as what you know. In fact, relationships should be your top priority. The book Never Eat Alone talks about how to apply the timeless principles of relationships in the 21st century. It contains a lot of practical tips on how you could thrive in today’s world through your relationships. It’s one of the best books I read recently. […]
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[…] One important topic – I believe – is friendship. Friendship makes our life colorful and wonderful (see also 5 Reasons Why Relationships Should be Your Top Priority). So I went through hundreds of friendship quotes and pick the best ones out of them. These are 43 quotes on friendship which I found to be the most insightful. Take time to ponder each of them and think about how to apply it in your life. […]
Top 5 Reasons Why People Go Bankrupt
The bankruptcy statistics in America are alarming. The past few decades have seen a dramatic rise in the number of people who are unable to pay off their debts, and Congress has recently addressed the issue with legislation that makes it harder to qualify for this status.
Following is a list of the most common causes of bankruptcy in America today.
1) Medical Expenses
A study published in the American Journal of Public Health in 2020 found that 66.5% of bankruptcies in the U.S. were due to medical issues like being unable to pay high bills or due to time lost from work. Even with health insurance, high deductibles and copays, plus job loss, impact Americans.
Rare or serious diseases or injuries can easily result in hundreds of thousands of dollars in medical bills—bills that can quickly wipe out savings and retirement accounts, college education funds, and home equity.
Once these have been exhausted, bankruptcy may be the only shelter left, regardless of whether the patient or his or her family was able to apply health coverage to a portion of the bill or not. (Find out what you can do to avoid a financial meltdown when there’s a medical emergency. Read Steering Clear Of Medical Debt.)
2) Job Loss
Whether due to layoff, termination or resignation, the loss of income from a job can be equally devastating. Some are lucky enough to receive severance packages, but many find pink slips on their desks or lockers with little or no prior notice.
Not having an emergency fund to draw from only worsens this situation, and using credit cards to pay bills can be disastrous. According to a 2020 Bankrate’s Financial Security Index, three out of 10 Americans do not have emergency savings on hand to help cushion a job loss or other financial crisis.
- Medical debt and job loss due to illness remain the cause of over half of American bankruptcies.
- Three out of 10 Americans do not have an emergency fund.
- Bankruptcy is often viewed as a last resort in a financial crisis.
The loss of insurance coverage and the cost of COBRA insurance also drain the job seeker’s already limited resources. Those who are unable to find similar gainful employment for an extended period of time may not be able to recover from the lack of income in time to keep the creditors at bay. (For ways to avoid the disastrous effects of unemployment, read Planning For Unemployment and Build Yourself An Emergency Fund.)
3) Poor or Excess Use of Credit
Some people simply can’t control their spending. Credit card bills, installment debt, car, and other loan payments can eventually spiral out of control until finally, the borrower is unable to make even the minimum payment on each type of debt.
Having an emergency fund, medical insurance, and keeping your debt-to-credit ratio low are all ways to protect yourself from a future declaration of bankruptcy.
If the borrower cannot access funds from friends or family or otherwise obtain a debt-consolidation loan, then bankruptcy is usually the inevitable alternative.
Statistics indicate that most debt-consolidation plans fail for various reasons, and usually only delay filing for most participants. Although home-equity loans can be a good remedy for unsecured debt in some cases, once it is exhausted, irresponsible borrowers can face foreclosure on their homes if they are unable to make this payment as well.
Top 5 Reasons Why People Go Bankrupt
4) Divorce or Separation
Marital dissolutions create a tremendous financial strain on both partners in several ways. First come the legal fees, which can be astronomical in some cases, followed by a division of marital assets, decree of child support, and/or alimony, and finally the ongoing cost of keeping up two separate households after the split.
The legal costs alone are enough to force some to file, while wage garnishments to cover back child support or alimony can strip others of the ability to pay the rest of their bills. Spouses who fail to pay the support dictated in the agreement often leave the other completely destitute. (Learn more about this in Get Through Divorce With Your Finances Intact.)
5) Unexpected Expenses
Loss of property due to theft or casualty, such as earthquakes, floods or tornadoes for which the owner is not insured can force some into bankruptcy. Many homeowners are likely unaware that they must take out separate coverage for certain events such as earthquakes.
Those who do not have coverage for this type of peril can face the loss of not only their homes but most or all of their possessions as well. Not only must they then pay to replace these items, but they must also find immediate food and shelter in the meantime.
While uncommon, those who lose their wardrobes in such a catastrophe may not be able to dress appropriately for their work, which could cost them their jobs.
The Bottom Line
There are many reasons why taxpayers are forced-or choose-to declare bankruptcy. But many times, common sense, sound financial planning and preparation for the future can head off this problem before it becomes inevitable.
Those who are contemplating this possibility should seek a credit counselor or financial planner before choosing this alternative.
5 Reasons Why You’re Not Getting Ahead in Life and Work
In the times when we periodically pause to take stock of our lives, it’s been my observation that many of us feel disappointed with where we stand in life and the progress we’ve made towards our goals. We are often unhappy with the direction we are moving into, or the stagnation we are in, and how our full-of-promises dreams when we were younger have crashed and burnt in a rather non-glorious way, buried under the triviality of the everydays.
We tend to complain and blame all kinds of external forces for this check-mate position we feel we are in—unfortunate circumstances, fate, luck, the misalignment of our stars. We also, paradoxically, tend to conveniently neglect to throw ourselves into the equation. That is, we don’t want to admit that we are the main protagonist in our life story and we have a huge influence over the direction which our lives take.
It’s understandable, because once we adopt the mind-shift that we can control more than we’ve let on ourselves to believe, then the onus is on us—we can’t be the passive spectators anymore. Our actions will determine our outcomes.
So, here are my main 5 obstructors, which may be still pulling us back, despite being fueled, from having the fulfilling personal and professional lives we want :
1 . You lack confidence
Unfortunately, this is a big one. A plethora of research has demonstrated that knowing our value is a major determinant of how we progress in life, and how much respect we can command form others. What’s more, lack of confidence has financial penalties—it’s shown to result in lower income flows and loss of opportunities due to fear of failure. Simply, we aren’t taken with the necessary weight to be able to influence others to invest their resources and time in us.
Overconfidence, on the other hand, when practiced within reasonable proportions, can be quite the trampoline. Aside from helping to be considered as more competent, it also gives the perception of a higher status and power. So, a bit of an inflated ego (backed by skills and knowledge, of course) can do us lots of favors—personally and professionally.
“With confidence, you have won before you have started.” – Marcus Garvey
2 . No quality network
Networking gets some bad aftertaste mainly because it requires extensive time and effort. It isn’t necessarily easy to engage in either, especially for someone who is more on the quiet side. But it’s a necessary evil. Everything in this world happens with and through other people. No way around it. Even more so, for those who are self- employed and don’t have the safety net of a steady salary stream.
Of course, not every conversation with someone we don’t know qualifies for networking. It has to be relevant and done right. We have to find commonalities and make a favourable impression. There’s lots of dynamics that goes far beyond the “elevator speech.” And other times, we don’t have to unabashedly promote ourselves to be noticed and taken seriously, we just have to do remarkable work.
3 . You lack “Whatever-it-takes” mentality
Remember the analogy that success is an iceberg? No one sees all the blood, sweat and tears of those who have “made it” to the top, but the sacrifices are always there . There is no way around this either. It comes with the territory.
From all my years in finance, I’ve yet to meet a self-made influencer that hasn’t put in the long hours, the taking work home, the coming on the weekends when needed, the raising of their hand for more challenges. The reality is that the work-life balance many of us feverishly pursue can only take us this far.
To push yourself a bit extra means to be prepared to do all the things that are necessary to build your iceberg. Yes, it’s personally taxing on our mental and physical health, but the oh-so-sweet feeling of accomplishment is so worth it in the end!
4 . The ability to talk, be opinionated and do a bit of mirroring
Many of us are now openly aware, thanks to Susan Cain’s wonderful book, that the world has been in favor of the gregarious ideal for quite a while now. Although social opinions may be slowly shifting, we are far from striking a balance.
But an introvert or extrovert personality matters merely in relation to how we handle interactions and re-charge. The skills to influence others and to market ourselves aren’t some optional “I-like-dislike” activities for either type, but requisites for getting noticed, and often getting ahead.
We are all in the sales business, even when we engage in “no-sales” selling”—the sooner we realize this, the faster we can craft strategies for “putting ourselves out there” in way that is comfortable to each one of us.
Finally, mirroring of others, or “behavioural matching,” is not a shameful undertaking, rather it’s often pleasing to the mirrored person (even if they don’t know that we imitate their actions), and for the person doing it—it’s a shortcut to learn winning behaviors, without the sometimes-costly trial-and-error experiences.
It’s based on a simple principle; we all like people that are similar to us in some way. Familiarity breeds comfort and likeability. Abundance of research shows that it’s highly beneficial when employed as a strategy to the ends of getting someone’s attention in a bar or a restaurant, to passing a job interview successfully, to closing a deal successfully.
“Happiness is an attitude. We either make ourselves miserable, or happy and strong. The amount of work is the same.” – Francesca Reigler
5 . You do too much
At first blush, this sounds a bit counter-intuitive to everything I mentioned above, but if you get to think about it, it’s true. In our desire to reach the finish line as quickly as humanly possible, we strain ourselves to the point that we engage in too many undertakings at the same time, thinking that they will fast-track us to success.
Simply put, the problem is that we dilute our goal by doing too many things that are peripheral to our core aspiration. Having a strategy, of course—even a whole project plan—from the get-go is a tried-and-true way to circumvent redundant activities. Revisions may be needed, but too much straying outside the lines may be detrimental to our progress.
Prioritizing our work is of no less significance. But the best thing we can do to avoid needless work is to do less. Focus on the value each activity offers to the goal, master selectivity and simplify.
In the end, we all, naturally, want to see our endeavors pay off. No one likes to work for the sake of working—it’s always to achieve something greater, to create, to leave a legacy behind.
And while things as luck, talent, abilities, even our backgrounds matter to a point, certain personality traits, which we can largely nurture, and the decisions that we make, have the greatest say in our outcomes.
In its essence, it all comes down to the simple humane behavior of finding better ways to connect, communicate and materialize our thoughts and ideas into the world.
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